Hello FestPlus!
Your profitable alternative to fixed deposits.
Achieve up to 2.47% annual return* – with a fixed term until September 2027 while maintaining full flexibility: You can have your money repaid at any time during the term. Ideally combinable with ZinsPlus as an attractive alternative to a savings account.
The targeted interest rate is variable and stands at 2.47% per annum before costs as of the cut-off date of November 19, 2025. It has been determined as the weighted effective yield of the portfolio components using data from the issuer (Xtrackers). Investments carry risks and can lead to total loss.
Attractive return
FestPlus offers a return that is typically higher than the interest on fixed deposits.
Lock in the interest rate
Thanks to the fixed repayment, there is certainty in planning, and one can secure the current interest rate level until September 2027, regardless of future interest rate developments.
Fixed term for additional planning
At the end of the term in September 2027, you will receive the full amount invested back. Additionally, there are regular earnings payments.
Full flexibility
Compared to traditional fixed deposits, you can access your money at any time and also use it for free worldwide payments.
Attractive return
FestPlus offers a return that is typically higher than the interest on fixed deposits.
Lock in the interest rate
Thanks to the fixed repayment, there is certainty in planning, and one can secure the current interest rate level until September 2027, regardless of future interest rate developments.
Fixed term for additional planning
At the end of the term in September 2027, you will receive the full amount invested back. Additionally, there are regular earnings payments.
High Security
Your money with UnitPlus is more secure as special assets than any bank account.
Daily interest
FestPlus offers a return that is typically higher than the interest on fixed deposits.
Linked to the key interest rate
Thanks to the fixed repayment, there is certainty in planning, and one can secure the current interest rate level until September 2027, regardless of future interest rate developments.
Fixed term for additional planning
At the end of the term in September 2027, you will receive the full amount invested back. Additionally, there are regular earnings payments.
Full flexibility
Compared to traditional fixed deposits, you can access your money at any time and also use it for free worldwide payments.
Attractive return
FestPlus offers a return that is typically higher than the interest on fixed deposits.
Lock in the interest rate
Thanks to the fixed repayment, there is certainty in planning, and one can secure the current interest rate level until September 2027, regardless of future interest rate developments.
Fixed term for additional planning
At the end of the term in September 2027, you will receive the full amount invested back. Additionally, there are regular earnings payments.
Full flexibility
Compared to traditional fixed deposits, you can access your money at any time and also use it for free worldwide payments.
A strong team for your fixed investment goals
A strong team for your fixed investment goals
A strong team for your fixed investment goals
A strong team for your fixed investment goals
This is how simple FestPlus works
You want to invest your money until September 2027 and get an attractive compensation for it.
Your money is broadly diversified across various countries and industries and invested in 400 high-quality bonds with a fixed maturity date.
You receive interest payments during the term and get your invested amount back in full at the end of the term.
You can also flexibly transfer your money to your account before the end of the term and pay with your UnitPlus bank card.
Like all UnitPlus portfolios, your money in FestPlus belongs to you at all times and enjoys special rights as a special fund in full.
This is how simple FestPlus works
You want to invest your money until September 2027 and get an attractive compensation for it.
Your money is broadly diversified across various countries and industries and invested in 400 high-quality bonds with a fixed maturity date.
You receive interest payments during the term and get your invested amount back in full at the end of the term.
You can also flexibly transfer your money to your account before the end of the term and pay with your UnitPlus bank card.
Like all UnitPlus portfolios, your money in FestPlus belongs to you at all times and enjoys special rights as a special fund in full.
This is how simple FestPlus works
You want to invest your money until September 2027 and get an attractive compensation for it.
Your money is broadly diversified across various countries and industries and invested in 400 high-quality bonds with a fixed maturity date.
You receive interest payments during the term and get your invested amount back in full at the end of the term.
You can also flexibly transfer your money to your account before the end of the term and pay with your UnitPlus bank card.
Like all UnitPlus portfolios, your money in FestPlus belongs to you at all times and enjoys special rights as a special fund in full.
This is how simple FestPlus works
You want to invest your money until September 2027 and get an attractive compensation for it.
Your money is broadly diversified across various countries and industries and invested in 400 high-quality bonds with a fixed maturity date.
You receive interest payments during the term and get your invested amount back in full at the end of the term.
You can also flexibly transfer your money to your account before the end of the term and pay with your UnitPlus bank card.
Like all UnitPlus portfolios, your money in FestPlus belongs to you at all times and enjoys special rights as a special fund in full.
Get started in under 10 minutes
01.
Download the app
02.
Open an account
03.
Invest
Download the app now!
Receive the download link via email or scan the QR code.
Get started in under 10 minutes
01.
Download the app
02.
Open an account
03.
Invest
Download the app now!
Receive the download link via email or scan the QR code.
Get started in under 10 minutes
01.
Download the app
02.
Open an account
03.
Invest
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Get started in under 10 minutes
01.
Download the app
02.
Open an Account
03.
Invest
You could earn an extra of
You could earn an extra of
XXXXX
XXXXX
per month after cost*
with a
XXXXX
FestPlus Portfolio
FestPlus Portfolio
Our cost structure: 0€ fixed fees
0.62% p.a. of the investment amount
*The return after costs is calculated based on the currently targeted interest rate as of November 2025.
How safe is FestPlus?
01
Compared to a fixed deposit at a bank, you invest your money broadly in over 400 companies, with no single company making up more than 3% of the investment. This increases the degree of diversification and enhances safety.
02
Due to the architecture of FestPlus, the value of the investment may fluctuate during the term, but you will receive the full amount at the end of the term.
03
As with all UnitPlus portfolios, your money in FestPlus belongs to you at all times and enjoys special rights as a special fund, even above the German deposit insurance level, in its entirety.
How safe is FestPlus?
01
Compared to a fixed deposit at a bank, you invest your money broadly in over 400 companies, with no single company making up more than 3% of the investment. This increases the degree of diversification and enhances safety.
02
Due to the architecture of FestPlus, the value of the investment may fluctuate during the term, but you will receive the full amount at the end of the term.
03
As with all UnitPlus portfolios, your money in FestPlus belongs to you at all times and enjoys special rights as a special fund, even above the German deposit insurance level, in its entirety.
How safe is FestPlus?
01
Compared to a fixed deposit at a bank, you invest your money broadly in over 400 companies, with no single company making up more than 3% of the investment. This increases the degree of diversification and enhances safety.
02
Due to the architecture of FestPlus, the value of the investment may fluctuate during the term, but you will receive the full amount at the end of the term.
03
As with all UnitPlus portfolios, your money in FestPlus belongs to you at all times and enjoys special rights as a special fund, even above the German deposit insurance level, in its entirety.
How safe is FestPlus?
01
Compared to a fixed deposit at a bank, you invest your money broadly in over 400 companies, with no single company making up more than 3% of the investment. This increases the degree of diversification and enhances safety.
02
Due to the architecture of FestPlus, the value of the investment may fluctuate during the term, but you will receive the full amount at the end of the term.
03
As with all UnitPlus portfolios, your money in FestPlus belongs to you at all times and enjoys special rights as a special fund, even above the German deposit insurance level, in its entirety.
FestPlus can be optimally combined with other investment strategies
In addition to your investment in FestPlus, all other investment strategies from UnitPlus are also available to you. This allows you to manage your money even more efficiently for your short- and long-term life goals.
FestPlus can be optimally combined with other investment strategies
In addition to your investment in FestPlus, all other investment strategies from UnitPlus are also available to you. This allows you to manage your money even more efficiently for your short- and long-term life goals.
FestPlus can be optimally combined with other investment strategies
In addition to your investment in FestPlus, all other investment strategies from UnitPlus are also available to you. This allows you to manage your money even more efficiently for your short- and long-term life goals.
FestPlus can be optimally combined with other investment strategies
In addition to your investment in FestPlus, all other investment strategies from UnitPlus are also available to you. This allows you to manage your money even more efficiently for your short- and long-term life goals.
Do you still have questions? We have the answers.
Do you still have questions? We have the answers.
Do you still have questions? We have the answers.
Do you still have questions? We have the answers.
The targeted interest rate is variable and, as of the reporting date of November 19, 2025, stands at 2.47% per annum before costs. It is determined as the weighted effective yield of the portfolio components using data from the issuer (Xtrackers). The total annual costs amount to 0.62%, which reduces the yield. These costs comprise the product costs (0.12%) and the costs for UnitPlus (0.50%). The indicated interest rate is a forecast and therefore not a reliable indicator of future performance. Investments involve risks and can lead to total loss.
The targeted interest rate is variable and, as of the reporting date of November 19, 2025, stands at 2.47% per annum before costs. It is determined as the weighted effective yield of the portfolio components using data from the issuer (Xtrackers). The total annual costs amount to 0.62%, which reduces the yield. These costs comprise the product costs (0.12%) and the costs for UnitPlus (0.50%). The indicated interest rate is a forecast and therefore not a reliable indicator of future performance. Investments involve risks and can lead to total loss.
The targeted interest rate is variable and, as of the reporting date of November 19, 2025, stands at 2.47% per annum before costs. It is determined as the weighted effective yield of the portfolio components using data from the issuer (Xtrackers). The total annual costs amount to 0.62%, which reduces the yield. These costs comprise the product costs (0.12%) and the costs for UnitPlus (0.50%). The indicated interest rate is a forecast and therefore not a reliable indicator of future performance. Investments involve risks and can lead to total loss.
Download the app now!
You will receive the download link via email.
Finance Product of the Year 2025
disq.de
German Excellence Award 2024
deutscherexzellenzpreis.de
Qualitätssiegel 2025
bitmi.de
Daily Deposit Comparison
4.5 out of 5.0Tagesgeldvergleich.net
TrustScore
4.5
556
Evaluations
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2025
Developed and hosted in Germany
Finance Product of the Year 2025
disq.de
German Excellence Award 2024
deutscherexzellenzpreis.de
Qualitätssiegel 2025
bitmi.de
Daily Deposit Comparison
4.5 out of 5.0Tagesgeldvergleich.net
TrustScore
4.5
556
Evaluations
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2025
Developed and hosted in Germany
Finance Product of the Year 2025
disq.de
German Excellence Award 2024
deutscherexzellenzpreis.de
Qualitätssiegel 2025
bitmi.de
Daily Deposit Comparison
4.5 out of 5.0Tagesgeldvergleich.net
TrustScore
4.5
556
Evaluations
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2025
Developed and hosted in Germany
Download the app now!
You will receive the download link via email.
Finance Product of the Year 2025
disq.de
German Excellence Award 2024
deutscherexzellenzpreis.de
Qualitätssiegel 2025
bitmi.de
Daily Deposit Comparison
4.5 out of 5.0Tagesgeldvergleich.net
TrustScore
4.5
556
Evaluations
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2025
Developed and hosted in Germany