The European debit card offering the highest interest rates
Make fee-free payments worldwide while earning yields above ECB levels in the meantime with ZinsPlus. This effectively transforms your debit card into an instant-access savings account. Enjoy cashback on every transaction. Fully protected as a separate asset class.
Earn more on your cash.
With the UnitPlus Mastercard and ZinsPlus.
You can invest in just one portfolio or several at the same time. You can change your choice flexibly at any time and withdraw all amounts.
How secure is UnitPlus?
01
Your money belongs to you
Unlike traditional bank accounts, your money at UnitPlus is considered special assets and is therefore protected.
02
Trusted partners
We partner with UniCredit, a fully licensed European bank regulated in Germany by BaFin.
03
Protection against insolvency
Even in the event of an insolvency of UnitPlus or UniCredit, your capital remains secure, even for amounts exceeding €100,000.















