Germany’s first AI Savings Plan

The first AI Savings Plan in Germany

The first AI Savings Plan in Germany

With over 9 million active monthly savings plans, Germany is the European leader in terms of savings plans. A savings plan refers to a standing order to purchase, for example, ETFs, where a certain amount is invested regularly. UnitPlus is now taking a step further with the first AI-driven savings plan.

With over 9 million active monthly savings plans, Germany is the European leader in terms of savings plans. A savings plan refers to a standing order to purchase, for example, ETFs, where a certain amount is invested regularly. UnitPlus is now taking a step further with the first AI-driven savings plan.

With over 9 million active monthly savings plans, Germany is the European leader in terms of savings plans. A savings plan refers to a standing order to purchase, for example, ETFs, where a certain amount is invested regularly. UnitPlus is now taking a step further with the first AI-driven savings plan.

Why Savings Plans are so popular

Consistent wealth building

Automatic saving builds discipline – even small amounts grow significantly over time thanks to compound interest.

Systematic Wealth Building

Automatic saving fosters discipline – even small amounts can grow significantly through the effect of compound interest.

Systematic Wealth Building

Automatic saving fosters discipline – even small amounts can grow significantly through the effect of compound interest.

Systematic Wealth Building

Automatic saving fosters discipline – even small amounts can grow significantly through the effect of compound interest.

Risk diversification

Regular purchases smooth out price fluctuations and reduce the risk of poor timing when entering the market.

No manual adjustment necessary

You no longer need to manually adjust your savings plan.

No manual adjustment necessary

You no longer need to manually adjust your savings plan.

No manual adjustment necessary

You no longer need to manually adjust your savings plan.

Flexibility

Savings rates can be adjusted, paused, or cancelled at any time – usually with no fixed term.

Complete Control & Flexibility

Savings rates can be adjusted, paused, or canceled at any time – usually without a fixed term.

Complete Control & Flexibility

Savings rates can be adjusted, paused, or canceled at any time – usually without a fixed term.

Complete Control & Flexibility

Savings rates can be adjusted, paused, or canceled at any time – usually without a fixed term.

UnitPlus introduces Germany's first AI Savings Plan

What does the AI Savings Plan do?

Instead of sticking to fixed monthly amounts, intelligent technology analyzes individual financial behavior and dynamically adjusts investment recommendations. This helps you maximize your returns in the long term.

What does the AI Savings Plan do?

Instead of sticking to fixed monthly amounts, intelligent technology analyzes individual financial behavior and dynamically adjusts investment recommendations. This helps you maximize your returns in the long term.

What does the AI Savings Plan do?

Instead of sticking to fixed monthly amounts, intelligent technology analyzes individual financial behavior and dynamically adjusts investment recommendations. This helps you maximize your returns in the long term.

What does the AI Savings Plan do?

Instead of sticking to fixed monthly amounts, intelligent technology analyzes individual financial behavior and dynamically adjusts investment recommendations. This helps you maximize your returns in the long term.

Your benefits at a glance

Tailored to you

You invest the ideal amount for you every month.

Perfectly tailored to you

You invest the optimal amounts for you each month.

Perfectly tailored to you

You invest the optimal amounts for you each month.

Daily interest

You invest the optimal amounts for you each month.

Greater long-term returns

Optimized investing can lead to significantly better long-term performance.

Greater Long-term Returns

By optimizing your investments, you can achieve higher returns in the long term.

Greater Long-term Returns

By optimizing your investments, you can achieve higher returns in the long term.

Linked to the key interest rate

By optimizing your investments, you can achieve higher returns in the long term.

No manual adjustment needed

You no longer have to manually adjust your savings plan.

Diversification through Dollar-Cost Averaging

You no longer need to manually adjust your savings plan.

Diversification through Dollar-Cost Averaging

You no longer need to manually adjust your savings plan.

Diversification through Dollar-Cost Averaging

You no longer need to manually adjust your savings plan.

Our analysis of more than 670,000 portfolio transactions shows:

Users of our AI Savings Plan generate a higher return of 10.91% compared to traditional savings plans through forward-looking investing.

Download the app now

Receive the download link via email or scan the QR code.

Download the app now

Receive the download link via email or scan the QR code.

Download the app now

Receive the download link via email or scan the QR code.

Download the app now

Receive the download link via email or scan the QR code.

All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.

© UnitPlus InnoInvest GmbH 2025

Developed and hosted in Germany

All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.

© UnitPlus InnoInvest GmbH 2025

Developed and hosted in Germany

All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.

© UnitPlus InnoInvest GmbH 2025

Developed and hosted in Germany

All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.

© UnitPlus InnoInvest GmbH 2025

Developed and hosted in Germany