Earn up to 2.40% interest on your company cash
Earn up to 2.40% interest on your company cash
Your funds are fully protected as special assets above the statutory deposit insurance and can be completely withdrawn at any time. UnitPlus Business permanently maximizes interest income through all interest rate environments, ensuring that short-term teaser rates, temporary bank offers, and manual time efforts for your company become a thing of the past.
Your funds are fully protected as special assets above the statutory deposit insurance and can be completely withdrawn at any time. UnitPlus Business permanently maximizes interest income through all interest rate environments, ensuring that short-term teaser rates, temporary bank offers, and manual time efforts for your company become a thing of the past.
Qualitätssiegel 2025
bitmi.de
Mitgliedsunternehmen
bvmw.de
Earn up to 2.40% interest on your company cash
Your funds are fully protected as special assets above the statutory deposit insurance and can be completely withdrawn at any time. UnitPlus Business permanently maximizes interest income through all interest rate environments, ensuring that short-term teaser rates, temporary bank offers, and manual time efforts for your company become a thing of the past.
Qualitätssiegel 2025
bitmi.de
Mitgliedsunternehmen
bvmw.de
UnitPlus Business combines for us flexibility, transparency, and attractive returns – an ideal solution for managing surplus cash.
UnitPlus Business combines for us flexibility, transparency, and attractive returns – an ideal solution for managing surplus cash.
Frank Stoltz
Chief Financial Officer at north.io GmbH
Park your liquidity optimally. No limits. No promo rates.
Park your liquidity optimally. No limits. No promo rates.
Funds can be moved between investment solutions and paid out in full at any time. Funds are continuously optimised through permanent correlation with and above the ECB level. No upper limit. No teaser rates.
Funds can be moved between investment solutions and paid out in full at any time. Funds are continuously optimised through permanent correlation with and above the ECB level. No upper limit. No teaser rates.
Funds can be moved between investment solutions and paid out in full at any time. Funds are continuously optimised through permanent correlation with and above the ECB level. No upper limit. No teaser rates.
*Annualized return December 2025
*Annualized return December 2025
Developed in collaboration with
Which product should I choose?
Talk to one of our experts.
Which product should I choose?
Talk to one of our experts.
Which product should I choose?
Talk to one of our experts.
*Annualized return December 2025
Calculate your earnings
Liquidity
interest income
Liquidity
interest income
Liquidity
interest income
call money
interest daily money
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interest daily money
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interest daily money
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fixed-term deposit interest
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Spend under an hour a year managing your liquidity with UnitPlus Business
Spend under an hour a year managing your liquidity with UnitPlus Business
01
Open your corporate account
The registration process takes approximately 20 minutes. Once confirmed by our compliance department, you will typically be able to deposit liquidity within 1-2 hours.
01
Open your corporate account
The registration process takes approximately 20 minutes. Once confirmed by our compliance department, you will typically be able to deposit liquidity within 1-2 hours.
01
Open your corporate account
The registration process takes approximately 20 minutes. Once confirmed by our compliance department, you will typically be able to deposit liquidity within 1-2 hours.
02
Deposit liquidity
Conveniently transfer your liquidity via bank transfer to your UnitPlus Business Depot, where all funds are protected as special assets even above the deposit insurance.
02
Deposit liquidity
Conveniently transfer your liquidity via bank transfer to your UnitPlus Business Depot, where all funds are protected as special assets even above the deposit insurance.
02
Deposit liquidity
Conveniently transfer your liquidity via bank transfer to your UnitPlus Business Depot, where all funds are protected as special assets even above the deposit insurance.
03
Earn interest daily
From day one, your liquidity generates attractive daily interest – fully transparent and easy to track. Your dashboard shows current yields, credited interest, and your liquidity status at a glance.
03
Earn interest daily
From day one, your liquidity generates attractive daily interest – fully transparent and easy to track. Your dashboard shows current yields, credited interest, and your liquidity status at a glance.
03
Earn interest daily
From day one, your liquidity generates attractive daily interest – fully transparent and easy to track. Your dashboard shows current yields, credited interest, and your liquidity status at a glance.
04
Fully payable at any time
Access your funds anytime – quickly, easily, and without restrictions. Withdrawals are credited to your designated reference account within 2-3 business days.
04
Fully payable at any time
Access your funds anytime – quickly, easily, and without restrictions. Withdrawals are credited to your designated reference account within 2-3 business days.
04
Fully payable at any time
Access your funds anytime – quickly, easily, and without restrictions. Withdrawals are credited to your designated reference account within 2-3 business days.
Companies of all sizes trust UnitPlus Business
01
/
06
UnitPlus Business is the solution we've always wanted for cash management: transparent, fair, digital, and convenient!
Benjamin Michel
Co-CEO Finanzguru
02
/
06
Dr. Jaglas is a Berlin-based pharmacy label and one of Germany's market leaders in the field of non-alcoholic aperitifs. With UnitPlus Business, we have found a simple, transparent, and attractive solution for our cash management. We can park surplus company liquidity profitably, flexibly, securely, and without additional administrative effort until it is used for operational purposes. A recommendation for every company.
Dr. Christina Jagla
Founder and CEO
03
/
06
Following our latest financing, we were looking for a cash management solution. Traditional money market accounts often offer attractive interest rates only for a limited time. With UnitPlus Business, we have found an uncomplicated and attractive alternative.
Moritz ten Eikelder
CFO Ordio
04
/
06
We use UnitPlus to invest our short-term liquidity surplus as profitably as possible.
Benjamin Michel
Head of Finance at Einhundert Energie GmbH
05
/
06
UnitPlus Business offers us the most attractive interest rates with full daily availability. The web application is intuitively designed and provides me with all relevant information and documents.
Christoph Zoeller
CEO Instaffo
06
/
06
HPB is redefining battery technology for safe and sustainable energy storage. Together with UnitPlus Business, we apply the same standards to our cash management. The intuitively usable solution provides us with attractive returns compared to traditional banking products, all while maintaining full flexibility and security.
Dr. Sebastian Heinz
CEO of High-Performance Battery
01
/
06
UnitPlus Business is the solution we've always wanted for cash management: transparent, fair, digital, and convenient!
Benjamin Michel
Co-CEO Finanzguru
02
/
06
Dr. Jaglas is a Berlin-based pharmacy label and one of Germany's market leaders in the field of non-alcoholic aperitifs. With UnitPlus Business, we have found a simple, transparent, and attractive solution for our cash management. We can park surplus company liquidity profitably, flexibly, securely, and without additional administrative effort until it is used for operational purposes. A recommendation for every company.
Dr. Christina Jagla
Founder and CEO
03
/
06
Following our latest financing, we were looking for a cash management solution. Traditional money market accounts often offer attractive interest rates only for a limited time. With UnitPlus Business, we have found an uncomplicated and attractive alternative.
Moritz ten Eikelder
CFO Ordio
04
/
06
We use UnitPlus to invest our short-term liquidity surplus as profitably as possible.
Benjamin Michel
Head of Finance at Einhundert Energie GmbH
05
/
06
UnitPlus Business offers us the most attractive interest rates with full daily availability. The web application is intuitively designed and provides me with all relevant information and documents.
Christoph Zoeller
CEO Instaffo
06
/
06
HPB is redefining battery technology for safe and sustainable energy storage. Together with UnitPlus Business, we apply the same standards to our cash management. The intuitively usable solution provides us with attractive returns compared to traditional banking products, all while maintaining full flexibility and security.
Dr. Sebastian Heinz
CEO of High-Performance Battery
01
/
06
UnitPlus Business is the solution we've always wanted for cash management: transparent, fair, digital, and convenient!
Benjamin Michel
Co-CEO Finanzguru
02
/
06
Dr. Jaglas is a Berlin-based pharmacy label and one of Germany's market leaders in the field of non-alcoholic aperitifs. With UnitPlus Business, we have found a simple, transparent, and attractive solution for our cash management. We can park surplus company liquidity profitably, flexibly, securely, and without additional administrative effort until it is used for operational purposes. A recommendation for every company.
Dr. Christina Jagla
Founder and CEO
03
/
06
Following our latest financing, we were looking for a cash management solution. Traditional money market accounts often offer attractive interest rates only for a limited time. With UnitPlus Business, we have found an uncomplicated and attractive alternative.
Moritz ten Eikelder
CFO Ordio
04
/
06
We use UnitPlus to invest our short-term liquidity surplus as profitably as possible.
Benjamin Michel
Head of Finance at Einhundert Energie GmbH
05
/
06
UnitPlus Business offers us the most attractive interest rates with full daily availability. The web application is intuitively designed and provides me with all relevant information and documents.
Christoph Zoeller
CEO Instaffo
06
/
06
HPB is redefining battery technology for safe and sustainable energy storage. Together with UnitPlus Business, we apply the same standards to our cash management. The intuitively usable solution provides us with attractive returns compared to traditional banking products, all while maintaining full flexibility and security.
Dr. Sebastian Heinz
CEO of High-Performance Battery
01
/
06
UnitPlus Business is the solution we've always wanted for cash management: transparent, fair, digital, and convenient!
Benjamin Michel
Co-CEO Finanzguru
02
/
06
Dr. Jaglas is a Berlin-based pharmacy label and one of Germany's market leaders in the field of non-alcoholic aperitifs. With UnitPlus Business, we have found a simple, transparent, and attractive solution for our cash management. We can park surplus company liquidity profitably, flexibly, securely, and without additional administrative effort until it is used for operational purposes. A recommendation for every company.
Dr. Christina Jagla
Founder and CEO
03
/
06
Following our latest financing, we were looking for a cash management solution. Traditional money market accounts often offer attractive interest rates only for a limited time. With UnitPlus Business, we have found an uncomplicated and attractive alternative.
Moritz ten Eikelder
CFO Ordio
04
/
06
We use UnitPlus to invest our short-term liquidity surplus as profitably as possible.
Benjamin Michel
Head of Finance at Einhundert Energie GmbH
05
/
06
UnitPlus Business offers us the most attractive interest rates with full daily availability. The web application is intuitively designed and provides me with all relevant information and documents.
Christoph Zoeller
CEO Instaffo
06
/
06
HPB is redefining battery technology for safe and sustainable energy storage. Together with UnitPlus Business, we apply the same standards to our cash management. The intuitively usable solution provides us with attractive returns compared to traditional banking products, all while maintaining full flexibility and security.
Dr. Sebastian Heinz
CEO of High-Performance Battery
01
/
06
UnitPlus Business is the solution we've always wanted for cash management: transparent, fair, digital, and convenient!
Benjamin Michel
Co-CEO Finanzguru
02
/
06
Dr. Jaglas is a Berlin-based pharmacy label and one of Germany's market leaders in the field of non-alcoholic aperitifs. With UnitPlus Business, we have found a simple, transparent, and attractive solution for our cash management. We can park surplus company liquidity profitably, flexibly, securely, and without additional administrative effort until it is used for operational purposes. A recommendation for every company.
Dr. Christina Jagla
Founder and CEO
03
/
06
Following our latest financing, we were looking for a cash management solution. Traditional money market accounts often offer attractive interest rates only for a limited time. With UnitPlus Business, we have found an uncomplicated and attractive alternative.
Moritz ten Eikelder
CFO Ordio
04
/
06
We use UnitPlus to invest our short-term liquidity surplus as profitably as possible.
Benjamin Michel
Head of Finance at Einhundert Energie GmbH
05
/
06
UnitPlus Business offers us the most attractive interest rates with full daily availability. The web application is intuitively designed and provides me with all relevant information and documents.
Christoph Zoeller
CEO Instaffo
06
/
06
HPB is redefining battery technology for safe and sustainable energy storage. Together with UnitPlus Business, we apply the same standards to our cash management. The intuitively usable solution provides us with attractive returns compared to traditional banking products, all while maintaining full flexibility and security.
Dr. Sebastian Heinz
CEO of High-Performance Battery
01
/
06
UnitPlus Business is the solution we've always wanted for cash management: transparent, fair, digital, and convenient!
Benjamin Michel
Co-CEO Finanzguru
02
/
06
Dr. Jaglas is a Berlin-based pharmacy label and one of Germany's market leaders in the field of non-alcoholic aperitifs. With UnitPlus Business, we have found a simple, transparent, and attractive solution for our cash management. We can park surplus company liquidity profitably, flexibly, securely, and without additional administrative effort until it is used for operational purposes. A recommendation for every company.
Dr. Christina Jagla
Founder and CEO
03
/
06
Following our latest financing, we were looking for a cash management solution. Traditional money market accounts often offer attractive interest rates only for a limited time. With UnitPlus Business, we have found an uncomplicated and attractive alternative.
Moritz ten Eikelder
CFO Ordio
04
/
06
We use UnitPlus to invest our short-term liquidity surplus as profitably as possible.
Benjamin Michel
Head of Finance at Einhundert Energie GmbH
05
/
06
UnitPlus Business offers us the most attractive interest rates with full daily availability. The web application is intuitively designed and provides me with all relevant information and documents.
Christoph Zoeller
CEO Instaffo
06
/
06
HPB is redefining battery technology for safe and sustainable energy storage. Together with UnitPlus Business, we apply the same standards to our cash management. The intuitively usable solution provides us with attractive returns compared to traditional banking products, all while maintaining full flexibility and security.
Dr. Sebastian Heinz
CEO of High-Performance Battery
01
/
06
UnitPlus Business is the solution we've always wanted for cash management: transparent, fair, digital, and convenient!
Benjamin Michel
Co-CEO Finanzguru
02
/
06
Dr. Jaglas is a Berlin-based pharmacy label and one of Germany's market leaders in the field of non-alcoholic aperitifs. With UnitPlus Business, we have found a simple, transparent, and attractive solution for our cash management. We can park surplus company liquidity profitably, flexibly, securely, and without additional administrative effort until it is used for operational purposes. A recommendation for every company.
Dr. Christina Jagla
Founder and CEO
03
/
06
Following our latest financing, we were looking for a cash management solution. Traditional money market accounts often offer attractive interest rates only for a limited time. With UnitPlus Business, we have found an uncomplicated and attractive alternative.
Moritz ten Eikelder
CFO Ordio
04
/
06
We use UnitPlus to invest our short-term liquidity surplus as profitably as possible.
Benjamin Michel
Head of Finance at Einhundert Energie GmbH
05
/
06
UnitPlus Business offers us the most attractive interest rates with full daily availability. The web application is intuitively designed and provides me with all relevant information and documents.
Christoph Zoeller
CEO Instaffo
06
/
06
HPB is redefining battery technology for safe and sustainable energy storage. Together with UnitPlus Business, we apply the same standards to our cash management. The intuitively usable solution provides us with attractive returns compared to traditional banking products, all while maintaining full flexibility and security.
Dr. Sebastian Heinz
CEO of High-Performance Battery
01
/
06
UnitPlus Business is the solution we've always wanted for cash management: transparent, fair, digital, and convenient!
Benjamin Michel
Co-CEO Finanzguru
02
/
06
Dr. Jaglas is a Berlin-based pharmacy label and one of Germany's market leaders in the field of non-alcoholic aperitifs. With UnitPlus Business, we have found a simple, transparent, and attractive solution for our cash management. We can park surplus company liquidity profitably, flexibly, securely, and without additional administrative effort until it is used for operational purposes. A recommendation for every company.
Dr. Christina Jagla
Founder and CEO
03
/
06
Following our latest financing, we were looking for a cash management solution. Traditional money market accounts often offer attractive interest rates only for a limited time. With UnitPlus Business, we have found an uncomplicated and attractive alternative.
Moritz ten Eikelder
CFO Ordio
04
/
06
We use UnitPlus to invest our short-term liquidity surplus as profitably as possible.
Benjamin Michel
Head of Finance at Einhundert Energie GmbH
05
/
06
UnitPlus Business offers us the most attractive interest rates with full daily availability. The web application is intuitively designed and provides me with all relevant information and documents.
Christoph Zoeller
CEO Instaffo
06
/
06
HPB is redefining battery technology for safe and sustainable energy storage. Together with UnitPlus Business, we apply the same standards to our cash management. The intuitively usable solution provides us with attractive returns compared to traditional banking products, all while maintaining full flexibility and security.
Dr. Sebastian Heinz
CEO of High-Performance Battery
Ihre Vorteile auf einen Blick
Ihre Vorteile auf einen Blick
Dauerhaft die höchsten Zinserträge
Dauerhaft die höchsten Zinserträge
Dauerhaft die höchsten Zinserträge
Dauerhaft die höchsten Zinserträge
100% Schutz bei jeder Anlagesumme
100% Schutz bei jeder Anlagesumme
100% Schutz bei jeder Anlagesumme
100% Schutz bei jeder Anlagesumme
Tägliche Verfügbarkeit
Tägliche Verfügbarkeit
Tägliche Verfügbarkeit
Tägliche Verfügbarkeit
Sicherheit auch in Krisenzeiten
Sicherheit auch in Krisenzeiten
Sicherheit auch in Krisenzeiten
Sicherheit auch in Krisenzeiten
Jederzeit volle Transparenz
Jederzeit volle Transparenz
Jederzeit volle Transparenz
Jederzeit volle Transparenz
Minimaler Aufwand
Minimaler Aufwand
Minimaler Aufwand
Minimaler Aufwand
Why businesses lose out on billions of interest rates
Germany’s first representative corporate overnight deposit index reveals: Each year, companies miss out on around €1.8 billion in interest income because banks pass on only about half of the ECB rates. Increase your interest earnings – sustainably.
You can download the complete study here.
You can download the complete study here.
You can download the complete study here.
Discover how hundreds of entrepreneurs and CFOs use UnitPlus Business.
Our main use cases
Family-owned business, owner-managed company, or corporate group — keep surplus cash productive until your business needs it
From Seed to Series C - boost your funding with additional returns
Private wealth management or group holding company — attractive returns on your liquidity
Our main use cases
Our main use cases
Discover how hundreds of companies use UnitPlus Business.
Discover how hundreds of companies use UnitPlus Business.
Mittelstand
Family-owned businesses, owner-managed companies, and corporate groups can keep surplus cash productive until their business needs it
Startup
Startups from Pre-Seed to Series D can earn additional returns on their funding to extend their runway
Holding
Private wealth management or group holding companies earn attractive returns on their liquidity
Private wealth management or group holding company — attractive returns on your liquidity
Turn your company's capital into a driver of profitability. Flexible. Secure. Simple.
Turn your company's capital into a driver of profitability. Flexible. Secure. Simple.
Calculate your earnings
UnitPlus Cash
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UnitPlus Cash
Cont2
Angelegter Betrag
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Laufzeit
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Earnings:
CashInterestResultText
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2025
Developed and hosted in Germany
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2025
Developed and hosted in Germany
Learn more
Watch video
Resources
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2025
Developed and hosted in Germany
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2025
Developed and hosted in Germany