Earn up to 2.40% interest on your company cash
Your funds are fully protected as special assets, even beyond the statutory deposit insurance, and can be withdrawn in full at any time.
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UnitPlus Business combines for us flexibility, transparency, and attractive returns – an ideal solution for managing surplus cash.
UnitPlus Business combines for us flexibility, transparency, and attractive returns – an ideal solution for managing surplus cash.
Frank Stoltz
Chief Financial Officer at north.io GmbH
Optimize your liquidity — tailored to your investment horizon
Funds can be moved between investment solutions and paid out in full at any time. Funds are continuously optimised through permanent correlation with and above the ECB level. No upper limit. No teaser rates.
*Annualized return November 2025
*Annualized return November 2025
*Annualized return November 2025
*Annualized return November 2025
Which product should I choose?
Talk to one of our experts.
Developed in collaboration with
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164.748 30.368 164.748 32.453 L 164.748 43.561 L 161.884 43.561 Z M 175.076 39.736 C 175.076 37.184 176.662 35.349 179.712 34.32 L 181.208 33.822 C 182.454 33.418 182.703 33.106 182.703 31.954 L 182.703 30.649 C 182.703 29.185 181.987 28.474 180.465 28.474 C 178.693 28.474 177.601 29.471 176.794 31.832 L 176.014 31.832 L 176.014 28.533 C 177.601 27.88 179.155 27.536 180.587 27.536 C 184.009 27.536 185.563 28.841 185.563 31.705 L 185.563 43.561 L 183.043 43.561 L 183.043 41.073 C 182.513 42.813 181.054 43.937 179.092 43.937 C 176.604 43.937 175.076 42.351 175.076 39.736 Z M 182.699 38.866 L 182.699 34.261 L 180.709 34.977 C 178.811 35.661 178.063 36.908 178.063 39.427 C 178.063 41.603 178.715 42.695 180.025 42.695 C 181.643 42.695 182.699 41.172 182.699 38.87 Z M 187.929 45.088 C 187.929 43.783 188.735 42.881 190.294 42.441 C 189.143 41.911 188.522 41.009 188.522 39.858 C 188.522 38.458 189.456 37.37 190.671 36.776 C 189.397 35.843 188.586 34.379 188.586 32.671 C 188.586 29.779 190.888 27.536 193.875 27.536 C 194.591 27.536 195.275 27.658 195.896 27.907 L 200.251 27.907 L 200.251 28.873 L 197.482 28.873 C 198.511 29.806 199.163 31.143 199.163 32.639 C 199.163 35.503 196.829 37.773 193.843 37.773 C 192.941 37.773 192.13 37.588 191.387 37.211 C 190.453 37.583 189.923 38.177 189.923 38.893 C 189.923 39.858 190.856 40.23 193.313 40.23 L 195.243 40.23 C 198.728 40.23 200.5 41.444 200.5 43.81 C 200.5 46.642 197.981 48.478 193.716 48.478 C 190.199 48.478 187.929 47.231 187.929 45.088 Z M 189.202 44.965 C 189.202 46.583 190.884 47.549 193.87 47.549 C 196.857 47.549 198.475 46.583 198.475 44.965 C 198.475 43.597 197.292 42.912 195.207 42.912 L 192.937 42.912 C 190.449 42.912 189.202 43.597 189.202 44.965 Z M 196.204 32.675 C 196.204 29.938 195.397 28.442 193.87 28.442 C 192.343 28.442 191.536 29.906 191.536 32.643 C 191.536 35.38 192.343 36.876 193.87 36.876 C 195.397 36.876 196.204 35.412 196.204 32.675 Z M 201.588 35.847 C 201.588 30.622 203.768 27.54 207.47 27.54 C 210.86 27.54 212.854 30.309 212.854 34.977 L 204.642 34.977 L 204.642 35.757 C 204.642 40.86 205.857 42.817 208.658 42.817 C 212.981 42.817 215.501 38.027 215.501 30.373 L 215.501 27.917 L 218.084 27.917 L 218.084 30.155 C 218.737 28.506 220.264 27.54 222.158 27.54 C 224.053 27.54 225.208 28.474 225.643 30.155 C 226.328 28.537 227.823 27.54 229.717 27.54 C 232.174 27.54 233.542 29.095 233.542 31.864 L 233.542 43.561 L 230.678 43.561 L 230.678 31.488 C 230.678 29.775 229.994 28.814 228.72 28.814 C 227.134 28.814 225.951 30.337 225.951 32.421 L 225.951 43.561 L 223.087 43.561 L 223.087 31.488 C 223.087 29.775 222.403 28.814 221.125 28.814 C 219.539 28.814 218.356 30.337 218.356 32.421 L 218.356 43.561 L 215.492 43.561 L 215.492 37.153 C 214.277 41.571 211.789 43.937 208.241 43.937 C 203.917 43.937 201.583 41.073 201.583 35.847 Z M 209.895 34.012 C 209.863 30.092 209.088 28.442 207.375 28.442 C 205.662 28.442 204.855 30.092 204.67 34.012 Z M 236.375 35.847 C 236.375 30.622 238.555 27.54 242.257 27.54 C 245.647 27.54 247.641 30.309 247.641 34.977 L 239.429 34.977 L 239.429 35.757 C 239.429 40.86 240.644 42.817 243.445 42.817 C 247.768 42.817 250.288 38.027 250.288 30.373 L 250.288 27.917 L 252.871 27.917 L 252.871 30.219 C 253.492 28.569 255.078 27.545 257.135 27.545 C 259.655 27.545 260.96 29.04 260.96 31.868 L 260.96 43.565 L 258.096 43.565 L 258.096 31.524 C 258.096 29.752 257.412 28.818 256.107 28.818 C 254.425 28.818 253.152 30.373 253.152 32.458 L 253.152 43.565 L 250.288 43.565 L 250.288 37.157 C 249.073 41.576 246.585 43.941 243.037 43.941 C 238.713 43.941 236.379 41.077 236.379 35.852 Z M 244.682 34.012 C 244.65 30.092 243.875 28.442 242.162 28.442 C 240.449 28.442 239.642 30.092 239.456 34.012 Z M 264.971 39.736 L 264.971 28.877 L 262.823 28.877 L 262.823 27.912 L 264.971 27.912 L 264.971 23.462 L 267.835 23.462 L 267.835 27.912 L 271.973 27.912 L 271.973 28.877 L 267.835 28.877 L 267.835 40.483 C 267.835 42.006 268.207 42.663 269.14 42.663 C 270.323 42.663 270.912 41.544 271.039 39.056 L 272.005 39.119 C 271.878 42.419 270.727 43.941 268.334 43.941 C 266.063 43.941 264.976 42.573 264.976 39.74 Z" fill="rgb(0, 0, 0)" height="48.477700933837895px" id="yFMdOT3y5" width="272.004998046875px"/></g></svg>)
![](data:image/svg+xml,<svg display="block" role="presentation" viewBox="0 0 126 46" xmlns="http://www.w3.org/2000/svg"><path d="M 27.852 11.859 L 27.852 5.4 L 0 38.6 L 0 45.066 Z M 41.63 6.466 L 41.63 0 L 13.779 33.2 L 13.779 39.666 Z M 58.161 25.439 C 58.161 26.976 57.932 30.802 55.814 32.943 C 54.166 34.612 52.003 34.671 49.745 34.671 L 48.237 34.671 L 48.237 17.038 L 49.877 17.038 C 51.613 17.038 52.496 17.016 53.43 17.28 C 57.543 18.443 58.161 22.894 58.161 25.439 Z M 61.876 35.186 C 63.796 32.7 64.767 29.419 64.767 25.439 C 64.767 22.68 64.164 17.597 60.11 14.573 C 57.896 12.918 54.74 12.079 50.731 12.079 L 41.631 12.079 L 41.631 39.622 L 50.216 39.622 C 52.93 39.622 54.056 39.512 55.078 39.321 C 57.83 38.813 60.176 37.378 61.876 35.186 Z M 95.627 39.622 L 102.491 12.079 L 96.436 12.079 L 92.346 31.037 L 87.851 12.079 L 81.054 12.079 L 76.375 31.081 L 72.476 12.079 L 65.973 12.079 L 72.535 39.622 L 79.208 39.622 L 84.203 20.054 L 88.742 39.622 Z M 110.693 19.62 C 110.693 17.545 112.356 16.199 114.931 16.199 C 117.483 16.199 118.889 17.509 119.095 20.083 L 119.109 20.297 L 125.171 20.297 L 125.171 20.061 C 125.171 19.12 125.171 16.92 123.575 14.919 C 121.213 11.969 117.292 11.528 115.166 11.528 C 107.081 11.528 104.198 16.03 104.198 20.253 C 104.198 23.879 105.904 26.55 114.379 28.646 C 117.792 29.456 119.352 29.823 119.352 32.038 C 119.352 34.186 117.425 35.569 114.438 35.569 C 112.422 35.569 111.047 34.929 110.333 33.656 C 109.744 32.611 109.752 31.398 109.752 30.75 L 109.752 30.463 L 103.572 30.463 L 103.33 30.478 L 103.33 30.713 C 103.366 33.303 103.462 40.181 114.092 40.181 C 121.118 40.181 125.863 36.599 125.914 31.258 L 125.914 31.096 C 125.863 25.557 120.617 24.313 116.409 23.305 L 116.196 23.254 C 112.415 22.312 110.693 21.886 110.693 19.62 Z" fill="rgb(0, 0, 0)" height="45.066000137634276px" id="KxQI8x0mS" width="125.91400183105469px"/></svg>)
Calculate your earnings
Liquidity
interest income
Liquidity
interest income
Liquidity
interest income
call money
interest daily money
call money
interest daily money
call money
interest daily money
fixed deposit
fixed-term deposit interest
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Amount invested
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Holding period
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Earnings:
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Spend under an hour a year managing your liquidity with UnitPlus Business
01
01
Open your corporate account
Registration takes only about 20 minutes – fully digital. Once approved by our compliance team, you can usually deposit liquidity within 1–2 hours.
01
Open your corporate account
Registration takes only about 20 minutes – fully digital. Once approved by our compliance team, you can usually deposit liquidity within 1–2 hours.
01
Open your corporate account
Registration takes only about 20 minutes – fully digital. Once approved by our compliance team, you can usually deposit liquidity within 1–2 hours.
02
02
Deposit liquidity
Easily transfer your company’s funds to your UnitPlus Business account via bank transfer. Your money is held securely with our partner bank and remains accessible at all times.
02
Deposit liquidity
Easily transfer your company’s funds to your UnitPlus Business account via bank transfer. Your money is held securely with our partner bank and remains accessible at all times.
02
Deposit liquidity
Easily transfer your company’s funds to your UnitPlus Business account via bank transfer. Your money is held securely with our partner bank and remains accessible at all times.
03
03
Earn interest daily
From day one, your liquidity generates attractive daily interest – fully transparent and easy to track. Your dashboard shows current yields, credited interest, and your liquidity status at a glance.
03
Earn interest daily
From day one, your liquidity generates attractive daily interest – fully transparent and easy to track. Your dashboard shows current yields, credited interest, and your liquidity status at a glance.
03
Earn interest daily
From day one, your liquidity generates attractive daily interest – fully transparent and easy to track. Your dashboard shows current yields, credited interest, and your liquidity status at a glance.
04
04
Withdraw liquidity flexibly
Access your funds anytime – quickly, easily, and without restrictions. Withdrawals are credited to your designated reference account within 2-3 business days.
04
Withdraw liquidity flexibly
Access your funds anytime – quickly, easily, and without restrictions. Withdrawals are credited to your designated reference account within 2-3 business days.
04
Withdraw liquidity flexibly
Access your funds anytime – quickly, easily, and without restrictions. Withdrawals are credited to your designated reference account within 2-3 business days.
Companies of all sizes trust UnitPlus Business
01
/
05
UnitPlus Business is the solution we've always wanted for cash management: transparent, fair, digital, and convenient!
Benjamin Michel
Co-CEO Finanzguru
02
/
05
Following our latest financing, we were looking for a cash management solution. Traditional money market accounts often offer attractive interest rates only for a limited time. With UnitPlus Business, we have found an uncomplicated and attractive alternative.
Moritz ten Eikelder
CFO Ordio
03
/
05
We use UnitPlus to invest our short-term liquidity surplus as profitably as possible.
Benjamin Michel
Head of Finance at Einhundert Energie GmbH
04
/
05
UnitPlus Business offers us the most attractive interest rates with full daily availability. The web application is intuitively designed and provides me with all relevant information and documents.
Christoph Zoeller
CEO Instaffo
05
/
05
HPB is redefining battery technology for safe and sustainable energy storage. Together with UnitPlus Business, we apply the same standards to our cash management. The intuitively usable solution provides us with attractive returns compared to traditional banking products, all while maintaining full flexibility and security.
Dr. Sebastian Heinz
CEO of High-Performance Battery
01
/
05
UnitPlus Business is the solution we've always wanted for cash management: transparent, fair, digital, and convenient!
Benjamin Michel
Co-CEO Finanzguru
02
/
05
Following our latest financing, we were looking for a cash management solution. Traditional money market accounts often offer attractive interest rates only for a limited time. With UnitPlus Business, we have found an uncomplicated and attractive alternative.
Moritz ten Eikelder
CFO Ordio
03
/
05
We use UnitPlus to invest our short-term liquidity surplus as profitably as possible.
Benjamin Michel
Head of Finance at Einhundert Energie GmbH
04
/
05
UnitPlus Business offers us the most attractive interest rates with full daily availability. The web application is intuitively designed and provides me with all relevant information and documents.
Christoph Zoeller
CEO Instaffo
05
/
05
HPB is redefining battery technology for safe and sustainable energy storage. Together with UnitPlus Business, we apply the same standards to our cash management. The intuitively usable solution provides us with attractive returns compared to traditional banking products, all while maintaining full flexibility and security.
Dr. Sebastian Heinz
CEO of High-Performance Battery
01
/
05
UnitPlus Business is the solution we've always wanted for cash management: transparent, fair, digital, and convenient!
Benjamin Michel
Co-CEO Finanzguru
02
/
05
Following our latest financing, we were looking for a cash management solution. Traditional money market accounts often offer attractive interest rates only for a limited time. With UnitPlus Business, we have found an uncomplicated and attractive alternative.
Moritz ten Eikelder
CFO Ordio
03
/
05
We use UnitPlus to invest our short-term liquidity surplus as profitably as possible.
Benjamin Michel
Head of Finance at Einhundert Energie GmbH
04
/
05
UnitPlus Business offers us the most attractive interest rates with full daily availability. The web application is intuitively designed and provides me with all relevant information and documents.
Christoph Zoeller
CEO Instaffo
05
/
05
HPB is redefining battery technology for safe and sustainable energy storage. Together with UnitPlus Business, we apply the same standards to our cash management. The intuitively usable solution provides us with attractive returns compared to traditional banking products, all while maintaining full flexibility and security.
Dr. Sebastian Heinz
CEO of High-Performance Battery
01
/
05
UnitPlus Business is the solution we've always wanted for cash management: transparent, fair, digital, and convenient!
Benjamin Michel
Co-CEO Finanzguru
02
/
05
Following our latest financing, we were looking for a cash management solution. Traditional money market accounts often offer attractive interest rates only for a limited time. With UnitPlus Business, we have found an uncomplicated and attractive alternative.
Moritz ten Eikelder
CFO Ordio
03
/
05
We use UnitPlus to invest our short-term liquidity surplus as profitably as possible.
Benjamin Michel
Head of Finance at Einhundert Energie GmbH
04
/
05
UnitPlus Business offers us the most attractive interest rates with full daily availability. The web application is intuitively designed and provides me with all relevant information and documents.
Christoph Zoeller
CEO Instaffo
05
/
05
HPB is redefining battery technology for safe and sustainable energy storage. Together with UnitPlus Business, we apply the same standards to our cash management. The intuitively usable solution provides us with attractive returns compared to traditional banking products, all while maintaining full flexibility and security.
Dr. Sebastian Heinz
CEO of High-Performance Battery
01
/
05
UnitPlus Business is the solution we've always wanted for cash management: transparent, fair, digital, and convenient!
Benjamin Michel
Co-CEO Finanzguru
02
/
05
Following our latest financing, we were looking for a cash management solution. Traditional money market accounts often offer attractive interest rates only for a limited time. With UnitPlus Business, we have found an uncomplicated and attractive alternative.
Moritz ten Eikelder
CFO Ordio
03
/
05
We use UnitPlus to invest our short-term liquidity surplus as profitably as possible.
Benjamin Michel
Head of Finance at Einhundert Energie GmbH
04
/
05
UnitPlus Business offers us the most attractive interest rates with full daily availability. The web application is intuitively designed and provides me with all relevant information and documents.
Christoph Zoeller
CEO Instaffo
05
/
05
HPB is redefining battery technology for safe and sustainable energy storage. Together with UnitPlus Business, we apply the same standards to our cash management. The intuitively usable solution provides us with attractive returns compared to traditional banking products, all while maintaining full flexibility and security.
Dr. Sebastian Heinz
CEO of High-Performance Battery
01
/
05
UnitPlus Business is the solution we've always wanted for cash management: transparent, fair, digital, and convenient!
Benjamin Michel
Co-CEO Finanzguru
02
/
05
Following our latest financing, we were looking for a cash management solution. Traditional money market accounts often offer attractive interest rates only for a limited time. With UnitPlus Business, we have found an uncomplicated and attractive alternative.
Moritz ten Eikelder
CFO Ordio
03
/
05
We use UnitPlus to invest our short-term liquidity surplus as profitably as possible.
Benjamin Michel
Head of Finance at Einhundert Energie GmbH
04
/
05
UnitPlus Business offers us the most attractive interest rates with full daily availability. The web application is intuitively designed and provides me with all relevant information and documents.
Christoph Zoeller
CEO Instaffo
05
/
05
HPB is redefining battery technology for safe and sustainable energy storage. Together with UnitPlus Business, we apply the same standards to our cash management. The intuitively usable solution provides us with attractive returns compared to traditional banking products, all while maintaining full flexibility and security.
Dr. Sebastian Heinz
CEO of High-Performance Battery
01
/
05
UnitPlus Business is the solution we've always wanted for cash management: transparent, fair, digital, and convenient!
Benjamin Michel
Co-CEO Finanzguru
02
/
05
Following our latest financing, we were looking for a cash management solution. Traditional money market accounts often offer attractive interest rates only for a limited time. With UnitPlus Business, we have found an uncomplicated and attractive alternative.
Moritz ten Eikelder
CFO Ordio
03
/
05
We use UnitPlus to invest our short-term liquidity surplus as profitably as possible.
Benjamin Michel
Head of Finance at Einhundert Energie GmbH
04
/
05
UnitPlus Business offers us the most attractive interest rates with full daily availability. The web application is intuitively designed and provides me with all relevant information and documents.
Christoph Zoeller
CEO Instaffo
05
/
05
HPB is redefining battery technology for safe and sustainable energy storage. Together with UnitPlus Business, we apply the same standards to our cash management. The intuitively usable solution provides us with attractive returns compared to traditional banking products, all while maintaining full flexibility and security.
Dr. Sebastian Heinz
CEO of High-Performance Battery
01
/
05
UnitPlus Business is the solution we've always wanted for cash management: transparent, fair, digital, and convenient!
Benjamin Michel
Co-CEO Finanzguru
02
/
05
Following our latest financing, we were looking for a cash management solution. Traditional money market accounts often offer attractive interest rates only for a limited time. With UnitPlus Business, we have found an uncomplicated and attractive alternative.
Moritz ten Eikelder
CFO Ordio
03
/
05
We use UnitPlus to invest our short-term liquidity surplus as profitably as possible.
Benjamin Michel
Head of Finance at Einhundert Energie GmbH
04
/
05
UnitPlus Business offers us the most attractive interest rates with full daily availability. The web application is intuitively designed and provides me with all relevant information and documents.
Christoph Zoeller
CEO Instaffo
05
/
05
HPB is redefining battery technology for safe and sustainable energy storage. Together with UnitPlus Business, we apply the same standards to our cash management. The intuitively usable solution provides us with attractive returns compared to traditional banking products, all while maintaining full flexibility and security.
Dr. Sebastian Heinz
CEO of High-Performance Battery
Your benefits at a glance
Always the highest interests
Interests are permanently aligned with the ECB's key interest rate and paid out daily for optimal utilization of the compounding effect.
100% protection for any amount
Daily availability
Security even in times of crisis
Full transparency at all times
Minimal effort
Your benefits at a glance
Always the highest interests
Interests are permanently aligned with the ECB's key interest rate and paid out daily for optimal utilization of the compounding effect.
100% protection for any amount
Daily availability
Security even in times of crisis
Full transparency at all times
Minimal effort
Your benefits at a glance
Always the highest interests
Interests are permanently aligned with the ECB's key interest rate and paid out daily for optimal utilization of the compounding effect.
100% protection for any amount
Daily availability
Security even in times of crisis
Full transparency at all times
Minimal effort
Your benefits at a glance
Always the highest interests
Interests are permanently aligned with the ECB's key interest rate and paid out daily for optimal utilization of the compounding effect.
100% protection for any amount
Daily availability
Security even in times of crisis
Full transparency at all times
Minimal effort
The UnitPlus Overnight Deposit Index for Businesses
UnitPlus Overnight Deposit Index for Businesses
You can download the complete study with additional information here.
You can download the complete study with additional information here.
The UnitPlus Overnight Deposit Index for Businesses
You can download the complete study with additional information here.
Discover how hundreds of companies use UnitPlus Business.
Our main use cases
Medium-sized businesses
Family-owned business, owner-managed company, or corporate group — keep surplus cash productive until your business needs it
Startups
From Seed to Series C - boost your funding with additional returns
Holdings
Private wealth management or group holding company — attractive returns on your liquidity
Our main use cases
Discover how hundreds of companies use UnitPlus Business.
Discover how hundreds of companies use UnitPlus Business.
Medium-sized business
Family-owned business, owner-managed company, or corporate group — keep surplus cash productive until your business needs it
Holding
Private wealth management or group holding company — attractive returns on your liquidity
Turn your company's capital into a driver of profitability. Flexible. Secure. Simple.
Berechnen Sie
Ihre Erträge
UnitPlus Cash
Cont2
UnitPlus Cash
Cont2
Angelegter Betrag
CashAmountValueText
Laufzeit
CashMonthsValueText
Erzielte Erträge
CashInterestResultText
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2025
Developed and hosted in Germany
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2025
Developed and hosted in Germany
Learn more
Watch video
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2025
Developed and hosted in Germany
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2025
Developed and hosted in Germany