ZinsPlus sets new standards in daily savings accounts.
Secure interest returns that exceed the ECB level by 2.30% p.a.. Pay worldwide for free directly with your interest, and let the money work in the meantime. Particularly protected as special assets, thus superior to traditional savings accounts and bank cards.
Excellent
4.5 out of 5
4.6 out of 5
App Store
Increase your gains with your cash. With ZinsPlus.
x
Higher interest
than the average checking account
x
Higher interest
than the average overnight deposit account
Mio
Bankkarten übertrifft
InterestPlus in the context of interest rates
Increase your gains with your cash. With ZinsPlus.
x
Higher interest
than the average checking account
x
Higher interest
than the average overnight deposit account
Mio
Bankkarten übertrifft
InterestPlus in the context of interest rates
Increase your gains with your cash. With ZinsPlus.
x
Higher interest
than the average checking account
x
Higher interest
than the average overnight deposit account
Mio
Bankkarten übertrifft
InterestPlus in the context of interest rates
Increase your gains with your cash. With ZinsPlus.
x
Higher interest
than the average checking account
x
Higher interest
than the average overnight deposit account
Mio
Bankkarten übertrifft
InterestPlus in the context of interest rates
Above-average interest rates
You participate in the short-term Euro interest rate. Currently this rate is 2.30%
Stability for your investment
There is no risk of value loss due to capital market fluctuations.
Worldwide free payments
Pay as easily and conveniently as you normally would. Only with higher interest rates.
No restrictions
You do not have to adhere to any term or minimum investment amount.
Above-average interest rates
You participate in the short-term Euro interest rate. Currently this rate is 2.30%
Stability for your investment
There is no risk of value loss due to capital market fluctuations.
Worldwide free payments
Pay as easily and conveniently as you normally would. Only with higher interest rates.
High Security
Your money with UnitPlus is more secure as special assets than any bank account.
Above-Average Interest Rates
You participate in the short-term Euro interest rate. Currently this rate is 2.30%
Stability for your investment
There is no risk of value loss due to capital market fluctuations.
Worldwide free payments
Pay as easily and conveniently as you normally would. Only with higher interest rates.
No restrictions
You do not have to adhere to any term or minimum investment amount.
Daily interest
You participate in the short-term Euro interest rate. Currently this rate is 2.30%
Linked to the key interest rate
There is no risk of value loss due to capital market fluctuations.
Worldwide free payments
Pay as easily and conveniently as you normally would. Only with higher interest rates.
No restrictions
You do not have to adhere to any term or minimum investment amount.
2.30%
p.a.*
Because you have nothing to give away.
*Long-term returns are not guaranteed and may be higher or lower. As of 10/2025.
2.30%
p.a.*
Because you have nothing to give away.
*Long-term returns are not guaranteed and may be higher or lower. As of 10/2025.
2.30%
p.a.*
Because you have nothing to give away.
*Long-term returns are not guaranteed and may be higher or lower. As of 10/2025.
2.30%
p.a.*
Because you have nothing to give away.
*Long-term returns are not guaranteed and may be higher or lower. As of 10/2025.
Get started in under 10 minutes
01.
Download the app
02.
Open an account
03.
Invest
Download the app now!
Receive the download link via email or scan the QR code.
Get started in under 10 minutes
01.
Download the app
02.
Open an account
03.
Invest
Download the app now!
Receive the download link via email or scan the QR code.
Get started in under 10 minutes
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11.517 66.888 12.033 65.741 12.033 C 64.246 12.033 62.905 11.051 62.905 9.522 C 62.905 7.852 64.564 6.962 66.199 6.962 C 67.002 6.962 67.673 7.225 67.978 7.398 L 67.978 7.277 C 67.958 6.337 67.064 5.81 66.179 5.81 C 65.547 5.81 64.949 6.023 64.623 6.65 L 63.108 6.023 C 63.637 4.83 64.917 4.283 66.158 4.283 C 68.108 4.283 69.623 5.408 69.623 7.439 Z M 67.968 8.716 C 67.521 8.493 67.165 8.332 66.412 8.332 C 65.58 8.332 64.603 8.666 64.603 9.547 C 64.603 10.247 65.386 10.52 65.945 10.52 C 66.978 10.511 67.845 9.738 67.968 8.716 Z M 77.522 4.526 L 72.829 15.269 L 71.05 15.269 L 72.788 11.431 L 69.738 4.526 L 71.577 4.526 L 73.609 9.466 L 73.671 9.466 L 75.633 4.526 Z M 60.253 0.427 L 61.961 0.427 L 61.961 11.815 L 60.253 11.815 Z" fill="rgb(255, 255, 255)" height="15.520699943542478px" id="zdXxqMe7L" transform="translate(37.565 11.91)" width="77.5215030517578px"/><path d="M 0.417 0.061 C 0.153 0.345 0 0.779 0 1.347 L 0 21.494 C 0 22.062 0.153 22.496 0.427 22.769 L 0.497 22.83 L 11.83 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Get started in under 10 minutes
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Download the app
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A strong team for your savings account 2.0
A strong team for your savings account 2.0
A strong team for your savings account 2.0
A strong team for your savings account 2.0
There is no minimum investment or maturity limit with ZinsPlus and interest is paid daily.
Interest income is linked to the ECB’s key interest rate plus an additional yield booster.
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The daily determination of this interest rate is done by the European Central Bank.
If the central bank increases the interest rate in the future, the interest rate of ZinsPlus will also increase.
You can enjoy above-average interest rates and pay flexibly with your money at any time.
As with all UnitPlus portfolios, with ZinsPlus your money is yours at all times and enjoys special rights in full as special assets. In addition to the statutory deposit insurance, your money is protected in the event of the insolvency of UnitPlus or our partner bank.
There is no minimum investment or maturity limit with ZinsPlus and interest is paid daily.
Interest income is linked to the ECB’s key interest rate plus an additional yield booster.
The daily determination of this interest rate is done by the European Central Bank.
If the central bank increases the interest rate in the future, the interest rate of ZinsPlus will also increase.
You can enjoy above-average interest rates and pay flexibly with your money at any time.
As with all UnitPlus portfolios, with ZinsPlus your money is yours at all times and enjoys special rights in full as special assets. In addition to the statutory deposit insurance, your money is protected in the event of the insolvency of UnitPlus or our partner bank.
There is no minimum investment or maturity limit with ZinsPlus and interest is paid daily.
Interest income is linked to the ECB’s key interest rate plus an additional yield booster.
The daily determination of this interest rate is done by the European Central Bank.
If the central bank increases the interest rate in the future, the interest rate of ZinsPlus will also increase.
You can enjoy above-average interest rates and pay flexibly with your money at any time.
As with all UnitPlus portfolios, with ZinsPlus your money is yours at all times and enjoys special rights in full as special assets. In addition to the statutory deposit insurance, your money is protected in the event of the insolvency of UnitPlus or our partner bank.
There is no minimum investment or maturity limit with ZinsPlus and interest is paid daily.
Interest income is linked to the ECB’s key interest rate plus an additional yield booster.
The daily determination of this interest rate is done by the European Central Bank.
If the central bank increases the interest rate in the future, the interest rate of ZinsPlus will also increase.
You can enjoy above-average interest rates and pay flexibly with your money at any time.
As with all UnitPlus portfolios, with ZinsPlus your money is yours at all times and enjoys special rights in full as special assets. In addition to the statutory deposit insurance, your money is protected in the event of the insolvency of UnitPlus or our partner bank.
You could earn an extra of
You could earn an extra of
XXXXX
XXXXX
per month after cost*
with a
XXXXX
ZinsPlus Portfolio
ZinsPlus Portfolio
Our cost structure: 0€ fixed fees
0.50% p.a. of the investment amount
*The return after costs is calculated based on the currently targeted interest rate as of November 2025.
ZinsPlus can be optimally combined with other investment strategies
In addition to your investment in ZinsPlus, all other investment strategies from UnitPlus are available to you. This way you can manage your money even more efficiently for your short- and long-term goals in life.
ZinsPlus can be optimally combined with other investment strategies
In addition to your investment in ZinsPlus, all other investment strategies from UnitPlus are available to you. This way you can manage your money even more efficiently for your short- and long-term goals in life.
ZinsPlus can be optimally combined with other investment strategies
In addition to your investment in ZinsPlus, all other investment strategies from UnitPlus are available to you. This way you can manage your money even more efficiently for your short- and long-term goals in life.
ZinsPlus can be optimally combined with other investment strategies
In addition to your investment in ZinsPlus, all other investment strategies from UnitPlus are available to you. This way you can manage your money even more efficiently for your short- and long-term goals in life.
You still have questions? We have the answers.
You still have questions? We have the answers.
You still have questions? We have the answers.
You still have questions? We have the answers.
Download the app now!
You will receive the download link via email.
Finance Product of the Year 2025
disq.de
German Excellence Award 2024
deutscherexzellenzpreis.de
Qualitätssiegel 2025
bitmi.de
Daily Deposit Comparison
4.5 out of 5.0Tagesgeldvergleich.net
TrustScore
4.5
556
Evaluations
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2025
Developed and hosted in Germany
Finance Product of the Year 2025
disq.de
German Excellence Award 2024
deutscherexzellenzpreis.de
Qualitätssiegel 2025
bitmi.de
Daily Deposit Comparison
4.5 out of 5.0Tagesgeldvergleich.net
TrustScore
4.5
556
Evaluations
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2025
Developed and hosted in Germany
Finance Product of the Year 2025
disq.de
German Excellence Award 2024
deutscherexzellenzpreis.de
Qualitätssiegel 2025
bitmi.de
Daily Deposit Comparison
4.5 out of 5.0Tagesgeldvergleich.net
TrustScore
4.5
556
Evaluations
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2025
Developed and hosted in Germany
Download the app now!
You will receive the download link via email.
Finance Product of the Year 2025
disq.de
German Excellence Award 2024
deutscherexzellenzpreis.de
Qualitätssiegel 2025
bitmi.de
Daily Deposit Comparison
4.5 out of 5.0Tagesgeldvergleich.net
TrustScore
4.5
556
Evaluations
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2025
Developed and hosted in Germany