ZinsPlus sets new standards in daily savings accounts.
Secure interest yields that sit 2.84% p.a. above the ECB rate.
ZinsPlus closely tracks the ECB policy rate, securing attractive yields for you across any interest rate environment. Structured as segregated assets (Sondervermögen), your capital benefits from enhanced protection, offering a superior alternative to traditional instant-access savings accounts.
Make more money with your cash. With ZinsPlus.
Above-average interest rates
You participate in the short-term Euro interest rate.
Stability for your investment
There is no risk of value loss due to capital market fluctuations.
No restrictions
You do not have to adhere to any term or minimum investment amount.
Above-Average Interest Rates
You participate in the short-term Euro interest rate.
Stability for your investment
There is no risk of value loss due to capital market fluctuations.
No restrictions
You do not have to adhere to any term or minimum investment amount.
Daily interest
You participate in the short-term Euro interest rate.
Linked to the key interest rate
There is no risk of value loss due to capital market fluctuations.
No restrictions
You do not have to adhere to any term or minimum investment amount.
Above-average interest rates
You participate in the short-term Euro interest rate.
Stability for your investment
There is no risk of value loss due to capital market fluctuations.
No restrictions
You do not have to adhere to any term or minimum investment amount.
You can earn interest from
with a 100.000€ ZinsPlus Portfolio
Our cost structure: 0 € fixed fees | 0,50% of the investment amount per annum
*The net yield (after costs) is calculated based on the current target interest rate as of June 2026.
You can earn interest from
with a 100.000€ ZinsPlus Portfolio
Our cost structure: 0 € fixed fees | 0,50% of the investment amount per annum
*The net yield (after costs) is calculated based on the current target interest rate as of June 2026.
You can earn interest from
with a 100.000€ ZinsPlus Portfolio
Our cost structure: 0 € fixed fees | 0,50% of the investment amount per annum
*The net yield (after costs) is calculated based on the current target interest rate as of June 2026.
A strong team for your savings account 2.0
A strong team for your savings account 2.0
A strong team for your savings account 2.0
There is no minimum investment or term limitation with ZinsPlus, and interest is calculated daily, allowing you to enjoy a credit every day. Here's how it works:
Interest income is linked to the ECB’s key interest rate plus an additional yield booster.
Interest income is linked to the ECB’s key interest rate plus an additional yield booster.
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Interest income is linked to the ECB’s key interest rate plus an additional yield booster.
The daily determination of this interest rate is done by the European Central Bank.
The daily determination of this interest rate is done by the European Central Bank.
If the central bank continues to raise interest rates in the future, the interest return on ZinsPlus will also increase.
If the central bank continues to raise interest rates in the future, the interest return on ZinsPlus will also increase.
As with all UnitPlus portfolios, your money in ZinsPlus belongs to you at all times and enjoys special rights as special assets in full. In addition to the statutory deposit protection, your money is protected at any time in the event of the insolvency of UnitPlus or our partner bank.
As with all UnitPlus portfolios, your money in ZinsPlus belongs to you at all times and enjoys special rights as special assets in full. In addition to the statutory deposit protection, your money is protected at any time in the event of the insolvency of UnitPlus or our partner bank.
Get the download link via email or scan the QR code.
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All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2026
Developed and hosted in Germany
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2026
Developed and hosted in Germany
Download the app now!
You will receive the download link via email.
Finance Product of the Year 2025
disq.de
German Excellence Award 2024
deutscherexzellenzpreis.de
Qualitätssiegel 2026
bitmi.de
Daily Deposit Comparison
4.5 out of 5.0
Tagesgeldvergleich.net
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2026
Developed and hosted in Germany
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2026
Developed and hosted in Germany
