ZinsPlus sets new standards in daily savings accounts.
Secure interest returns that exceed the ECB level by 2.30% p.a.. Pay worldwide for free directly with your interest, and let the money work in the meantime. Particularly protected as special assets, thus superior to traditional savings accounts and bank cards.
Excellent
4.5 out of 5
4.6 out of 5
App Store
Increase your gains with your cash. With ZinsPlus.
x
Higher interest
than the average checking account
x
Higher interest
than the average overnight deposit account
Mio
Bankkarten übertrifft
InterestPlus in the context of interest rates
Increase your gains with your cash. With ZinsPlus.
x
Higher interest
than the average checking account
x
Higher interest
than the average overnight deposit account
Mio
Bankkarten übertrifft
InterestPlus in the context of interest rates
Increase your gains with your cash. With ZinsPlus.
x
Higher interest
than the average checking account
x
Higher interest
than the average overnight deposit account
Mio
Bankkarten übertrifft
InterestPlus in the context of interest rates
Increase your gains with your cash. With ZinsPlus.
x
Higher interest
than the average checking account
x
Higher interest
than the average overnight deposit account
Mio
Bankkarten übertrifft
InterestPlus in the context of interest rates
Above-average interest rates
You participate in the short-term Euro interest rate. Currently this rate is 2.30%
Stability for your investment
There is no risk of value loss due to capital market fluctuations.
Worldwide free payments
Pay as easily and conveniently as you normally would. Only with higher interest rates.
No restrictions
You do not have to adhere to any term or minimum investment amount.
Above-average interest rates
You participate in the short-term Euro interest rate. Currently this rate is 2.30%
Stability for your investment
There is no risk of value loss due to capital market fluctuations.
Worldwide free payments
Pay as easily and conveniently as you normally would. Only with higher interest rates.
High Security
Your money with UnitPlus is more secure as special assets than any bank account.
Above-Average Interest Rates
You participate in the short-term Euro interest rate. Currently this rate is 2.30%
Stability for your investment
There is no risk of value loss due to capital market fluctuations.
Worldwide free payments
Pay as easily and conveniently as you normally would. Only with higher interest rates.
No restrictions
You do not have to adhere to any term or minimum investment amount.
Daily interest
You participate in the short-term Euro interest rate. Currently this rate is 2.30%
Linked to the key interest rate
There is no risk of value loss due to capital market fluctuations.
Worldwide free payments
Pay as easily and conveniently as you normally would. Only with higher interest rates.
No restrictions
You do not have to adhere to any term or minimum investment amount.
2.30%
p.a.*
Because you have nothing to give away.
*Long-term returns are not guaranteed and may be higher or lower. As of February 2026.
2.30%
p.a.*
Because you have nothing to give away.
*Long-term returns are not guaranteed and may be higher or lower. As of February 2026.
2.30%
p.a.*
Because you have nothing to give away.
*Long-term returns are not guaranteed and may be higher or lower. As of February 2026.
2.30%
p.a.*
Because you have nothing to give away.
*Long-term returns are not guaranteed and may be higher or lower. As of February 2026.
Get started in under 10 minutes
01.
Download the app
02.
Open an account
03.
Invest
Download the app now!
Receive the download link via email or scan the QR code.
Get started in under 10 minutes
01.
Download the app
02.
Open an account
03.
Invest
Download the app now!
Receive the download link via email or scan the QR code.
Get started in under 10 minutes
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A strong team for your savings account 2.0
A strong team for your savings account 2.0
A strong team for your savings account 2.0
A strong team for your savings account 2.0
Eine Mindestanlage oder Laufzeitbegrenzung gibt es bei ZinsPlus nicht und die Verzinsung erfolgt täglich, sodass du dich auch täglich über eine Gutschrift freuen kannst. So einfach funktioniert’s:
Du investierst in ein Portfolio, das mit dem kurzfristigen Euro-Zinssatz zuzüglich einer weiteren Ertragsquelle verzinst ist
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Du investierst in ein Portfolio, das mit dem kurzfristigen Euro-Zinssatz zuzüglich einer weiteren Ertragsquelle verzinst ist
Du investierst in ein Portfolio, das mit dem kurzfristigen Euro-Zinssatz zuzüglich einer weiteren Ertragsquelle verzinst ist
Du investierst in ein Portfolio, das mit dem kurzfristigen Euro-Zinssatz zuzüglich einer weiteren Ertragsquelle verzinst ist
Die tägliche Ermittlung dieses Zinssatzes erfolgt von der Europäischen Zentralbank
Die tägliche Ermittlung dieses Zinssatzes erfolgt von der Europäischen Zentralbank
Die tägliche Ermittlung dieses Zinssatzes erfolgt von der Europäischen Zentralbank
Die tägliche Ermittlung dieses Zinssatzes erfolgt von der Europäischen Zentralbank
Erhöht die Zentralbank die Zinsen in Zukunft weiter, steigt auch die Verzinsung von ZinsPlus
Erhöht die Zentralbank die Zinsen in Zukunft weiter, steigt auch die Verzinsung von ZinsPlus
Erhöht die Zentralbank die Zinsen in Zukunft weiter, steigt auch die Verzinsung von ZinsPlus
Erhöht die Zentralbank die Zinsen in Zukunft weiter, steigt auch die Verzinsung von ZinsPlus
Du kannst dich über überdurchschnittlich hohe Zinsen freuen und jederzeit flexibel mit deinem Geld bezahlen
Du kannst dich über überdurchschnittlich hohe Zinsen freuen und jederzeit flexibel mit deinem Geld bezahlen
Du kannst dich über überdurchschnittlich hohe Zinsen freuen und jederzeit flexibel mit deinem Geld bezahlen
Du kannst dich über überdurchschnittlich hohe Zinsen freuen und jederzeit flexibel mit deinem Geld bezahlen
Wie bei allen UnitPlus Portfolios, gehört dein Geld auch bei ZinsPlus zu jeder Zeit dir und genießt in voller Höhe als Sondervermögen besondere Rechte. Neben der gesetzlichen Einlagensicherung, ist dein Geld jederzeit im Falle einer Insolvenz von UnitPlus oder unserer Partnerbank geschützt.
Wie bei allen UnitPlus Portfolios, gehört dein Geld auch bei ZinsPlus zu jeder Zeit dir und genießt in voller Höhe als Sondervermögen besondere Rechte. Neben der gesetzlichen Einlagensicherung, ist dein Geld jederzeit im Falle einer Insolvenz von UnitPlus oder unserer Partnerbank geschützt.
Wie bei allen UnitPlus Portfolios, gehört dein Geld auch bei ZinsPlus zu jeder Zeit dir und genießt in voller Höhe als Sondervermögen besondere Rechte. Neben der gesetzlichen Einlagensicherung, ist dein Geld jederzeit im Falle einer Insolvenz von UnitPlus oder unserer Partnerbank geschützt.
Wie bei allen UnitPlus Portfolios, gehört dein Geld auch bei ZinsPlus zu jeder Zeit dir und genießt in voller Höhe als Sondervermögen besondere Rechte. Neben der gesetzlichen Einlagensicherung, ist dein Geld jederzeit im Falle einer Insolvenz von UnitPlus oder unserer Partnerbank geschützt.
You could earn an extra of
You could earn an extra of
XXXXX
XXXXX
per month after cost*
with a
XXXXX
ZinsPlus Portfolio
ZinsPlus Portfolio
Our cost structure: 0€ fixed fees
0.50% p.a. of the investment amount
*The return after costs is calculated based on the currently targeted interest rate as of February 2026.
ZinsPlus can be optimally combined with other investment strategies
In addition to your investment in ZinsPlus, all other investment strategies from UnitPlus are available to you. This way you can manage your money even more efficiently for your short- and long-term goals in life.
ZinsPlus can be optimally combined with other investment strategies
In addition to your investment in ZinsPlus, all other investment strategies from UnitPlus are available to you. This way you can manage your money even more efficiently for your short- and long-term goals in life.
ZinsPlus can be optimally combined with other investment strategies
In addition to your investment in ZinsPlus, all other investment strategies from UnitPlus are available to you. This way you can manage your money even more efficiently for your short- and long-term goals in life.
ZinsPlus can be optimally combined with other investment strategies
In addition to your investment in ZinsPlus, all other investment strategies from UnitPlus are available to you. This way you can manage your money even more efficiently for your short- and long-term goals in life.
You still have questions? We have the answers.
How much return can I expect with ZinsPlus?
How can ZinsPlus pay such high interest rates?
Can I lose money?
You still have questions? We have the answers.
How much return can I expect with ZinsPlus?
How can ZinsPlus pay such high interest rates?
Can I lose money?
You still have questions? We have the answers.
How much return can I expect with ZinsPlus?
How can ZinsPlus pay such high interest rates?
Can I lose money?
You still have questions? We have the answers.
How much return can I expect with ZinsPlus?
How can ZinsPlus pay such high interest rates?
Can I lose money?
Download the app now!
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Finance Product of the Year 2025
disq.de
German Excellence Award 2024
deutscherexzellenzpreis.de
Qualitätssiegel 2026
bitmi.de
Daily Deposit Comparison
4.5 out of 5.0Tagesgeldvergleich.net
TrustScore
4.5
556
Evaluations
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2026
Developed and hosted in Germany
Finance Product of the Year 2025
disq.de
German Excellence Award 2024
deutscherexzellenzpreis.de
Qualitätssiegel 2026
bitmi.de
Daily Deposit Comparison
4.5 out of 5.0Tagesgeldvergleich.net
TrustScore
4.5
556
Evaluations
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2026
Developed and hosted in Germany
Finance Product of the Year 2025
disq.de
German Excellence Award 2024
deutscherexzellenzpreis.de
Qualitätssiegel 2026
bitmi.de
Daily Deposit Comparison
4.5 out of 5.0Tagesgeldvergleich.net
TrustScore
4.5
556
Evaluations
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2026
Developed and hosted in Germany
Download the app now!
You will receive the download link via email.
Finance Product of the Year 2025
disq.de
German Excellence Award 2024
deutscherexzellenzpreis.de
Qualitätssiegel 2026
bitmi.de
Daily Deposit Comparison
4.5 out of 5.0Tagesgeldvergleich.net
TrustScore
4.5
556
Evaluations
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2026
Developed and hosted in Germany