UnitPlus Hold the app
Invest smartly and pay flexibly on your terms.
UnitPlus is the world’s first investment account that lets you invest until you pay.
Professional investment
Individual savings plan
Worldwide new payment experience
What brings a plus to UnitPlus:
Easyinvest
Access smart ETF-portfolios designed by experts
Flexiblepayment
Pay worldwide free of charge with your ETF-portfolio
Smartsavings plan
Choose the optimal investment amount every month
Tax-optimizing
Use your tax allowance on payments
SustainablePortfolios
Invest with the next generation in mind
Transparentoverview
Track your deposits and withdrawals in your app
Become a smart saver in just a few minutes
Downloadthe app
Enter
personal information
Selectyour portfolio
Confirmyour identity
Pay no basic fees* for 3 months and receive €10 welcome bonus as Units
Are you a smart payer? Or a smart saver? Be both. Be smart. With UnitPlus.
Cashbackwas yesterday.ETF-back is today.
Cashback was yesterday.ETF-back is today.
You’re probably familiar with cashback programs. We go one step further with ETF-back. Every time you pay with your UnitPlus card, you get 0.10% of your purchase value back. But not in cash, in ETFs. The money is donated to your portfolio at the end of each quarter. Sounds smart? That’s because it is.
Safety first with our leading partners at your side
Investing money involves risks. But these should not apply to data security, infrastructure and payment transactions.
Regulated banking partner
Data storage in the EU
Easy card control
Encrypted information transmission
Secure payment transactions
Biometric
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Your securities account will be managed by our strong banking partner, Aion Bank. Aion Bank is a fully licensed European bank, with all banking regulations, supervised in Germany by the Federal Financial Supervisory Authority (BaFin).
The UnitPlus card is issued in cooperation with Mastercard and guarantees worldwide readiness for use, offline and online.