The Optimal Investment for Every Time Frame
Professional investment solutions ranging from Savings 2.0 to long-term asset accumulation with multi-asset and the first active ETF portfolio in Germany. Smart investing with no effort, but with additional returns.
Begin with our most popular investment solutions
2.58% p.a. with ZinsPlus, linked to the ECB reference rate, without promotional teaser rates, and with daily liquidity.
Award-winning mountain-themed portfolios of equities and bonds – the higher the peak, the greater the equity allocation.
Germany's first active ETF portfolios for enhanced returns and professionally managed risk management.
ZinsPlus: Your Overnight Deposit 2.0 with These Exclusive Benefits
Fee-free payments
Finally, a bank card that earns interest: With our Mastercard, you can make payments worldwide free of charge.
Fee-free payments
Finally, a bank card that earns interest: With our Mastercard, you can make payments worldwide free of charge.
No fixed fees
You pay no fixed fees, only 0.5% per year on the invested amount.
No fixed fees
You pay no fixed fees, only 0.5% per year on the invested amount.
Full Flexibility
With ZinsPlus, there are no term limits and no minimum or maximum deposit requirements.
Full Flexibility
With ZinsPlus, there are no term limits and no minimum or maximum deposit requirements.
Maximum Flexibility
With ZinsPlus, there are no term limits and no minimum or maximum deposit requirements.
Security
As special assets, your money is safer than in any bank account, even over €100,000.
Security
As special assets, your money is safer than in any bank account, even over €100,000.
Get started in under 10 minutes
01.
Download the app
02.
Open an account
03.
Invest
Erhalte den Downloadlink per Email.
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Get started in under 10 minutes
01.
Download the app
02.
Open an account
03.
Invest
With UnitPlus, you can tailor your investment strategy across all horizons perfectly
Whether you are looking to save in the short term or engage in professional long-term investing, UnitPlus offers a comprehensive solution within a single app, enabling you to optimally prepare for your financial goals. This allows you to maximize your long-term yield potential in a professionally simple manner while systematically building your wealth.
ZinsPlus
Benefit daily from an interest yield exceeding the ECB key interest rate. The most attractive alternative to a savings account with the UnitPlus bank card.
FestPlus
You will receive an attractive return until the end of the term in September 2027. The advantage over traditional fixed deposits: You have the flexibility to access your money at any time.
MultiPlus
MultiPlus is the second active ETF portfolio at UnitPlus. It brings the expertise of Goldman Sachs Asset Management into a portfolio that invests 70% in equities and 30% in bonds.
AktienPlus
Invest in a pure equity portfolio with the support of J.P. Morgan Asset Management. Thanks to active ETFs with a historical return above the market average.
The Mountain Series
Invest wisely, think long-term. Berg Portfolios offer a sophisticated selection for long-term growth and global diversification.
ZinsPlus
Benefit daily from an interest yield exceeding the ECB key interest rate. The most attractive alternative to a savings account with the UnitPlus bank card.
FestPlus
You will receive an attractive return until the end of the term in September 2027. The advantage over traditional fixed deposits: You have the flexibility to access your money at any time.
MultiPlus
MultiPlus is the second active ETF portfolio at UnitPlus. It brings the expertise of Goldman Sachs Asset Management into a portfolio that invests 70% in equities and 30% in bonds.
AktienPlus
Invest in a pure equity portfolio with the support of J.P. Morgan Asset Management. Thanks to active ETFs with a historical return above the market average.
The Mountain Series
Invest wisely, think long-term. Berg Portfolios offer a sophisticated selection for long-term growth and global diversification.
ZinsPlus
Benefit daily from an interest yield exceeding the ECB key interest rate. The most attractive alternative to a savings account with the UnitPlus bank card.
FestPlus
You will receive an attractive return until the end of the term in September 2027. The advantage over traditional fixed deposits: You have the flexibility to access your money at any time.
MultiPlus
MultiPlus is the second active ETF portfolio at UnitPlus. It brings the expertise of Goldman Sachs Asset Management into a portfolio that invests 70% in equities and 30% in bonds.
AktienPlus
Invest in a pure equity portfolio with the support of J.P. Morgan Asset Management. Thanks to active ETFs with a historical return above the market average.
The Mountain Series
Invest wisely, think long-term. Berg Portfolios offer a sophisticated selection for long-term growth and global diversification.
Your capital with UnitPlus is held as a segregated fund, offering greater security than a standard bank account
01
Your money belongs to you
Unlike traditional bank accounts, your money at UnitPlus is considered special assets and is therefore protected.
02
Trusted partners
We collaborate with the fully licensed bank Unicredit, which is supervised by BaFin in Germany.
03
Protection against insolvency
Even in the event of insolvency of UnitPlus or Unicredit, your money is safe, even beyond 100,000 euros.
04
Secure payment transactions
With your Mastercard, you can pay worldwide securely and without any fees.
Your capital with UnitPlus is held as a segregated fund, offering greater security than a standard bank account
01
Your money belongs to you
Unlike traditional bank accounts, your money at UnitPlus is considered special assets and is therefore protected.
02
Trusted partners
We collaborate with the fully licensed bank Unicredit, which is supervised by BaFin in Germany.
03
Protection against insolvency
Even in the event of insolvency of UnitPlus or Unicredit, your money is safe, even beyond 100,000 euros.
04
Secure payment transactions
With your Mastercard, you can pay worldwide securely and without any fees.
Your capital with UnitPlus is held as a segregated fund, offering greater security than a standard bank account
01
Your money belongs to you
Unlike traditional bank accounts, your money at UnitPlus is considered special assets and is therefore protected.
02
Trusted partners
We collaborate with the fully licensed bank Unicredit, which is supervised by BaFin in Germany.
03
Protection against insolvency
Even in the event of insolvency of UnitPlus or Unicredit, your money is safe, even beyond 100,000 euros.
04
Secure payment transactions
With your Mastercard, you can pay worldwide securely and without any fees.
Your capital with UnitPlus is held as a segregated fund, offering greater security than a standard bank account
01
Your money belongs to you
Unlike traditional bank accounts, your money at UnitPlus is considered special assets and is therefore protected.
02
Trusted partners
We collaborate with the fully licensed bank Unicredit, which is supervised by BaFin in Germany.
03
Protection against insolvency
Even in the event of insolvency of UnitPlus or Unicredit, your money is safe, even beyond 100,000 euros.
04
Secure payment transactions
With your Mastercard, you can pay worldwide securely and without any fees.
Get started in under 10 minutes
01.
Download the app
02.
Open an account
03.
Invest
Erhalte den Downloadlink per Email.
Get started in under 10 minutes
01.
Download the app
02.
Open an account
03.
Invest
Download the app now!
You will receive the download link via email.
Finance Product of the Year 2025
disq.de
German Excellence Award 2024
deutscherexzellenzpreis.de
Qualitätssiegel 2026
bitmi.de
Daily Deposit Comparison
4.5 out of 5.0
Tagesgeldvergleich.net
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2026
Developed and hosted in Germany
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2026
Developed and hosted in Germany
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2026
Developed and hosted in Germany
Download the app now!
You will receive the download link via email.
Finance Product of the Year 2025
disq.de
German Excellence Award 2024
deutscherexzellenzpreis.de
Qualitätssiegel 2026
bitmi.de
Daily Deposit Comparison
4.5 out of 5.0
Tagesgeldvergleich.net
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2026
Developed and hosted in Germany
