Invest smartly. Pay productively.
Investment and payment solution in one bank card.
The smart depot app for investing and paying.
So much more than your usual portfolio.
Built to make sustainable investing as easy as spending is for you
Pay with your ETF portfolio worldwide
Smart tools for improving your investing and spending behavior
Personalized savings plan tailored to your lifestyle
Keep track of your account movements in real-time
Your investment in your pocket – anytime, anywhere
The most simple solution since investment and bank cards.
Easily open up a UnitPlus account with a few clicks
Our personalized savings plan adopts to your individual financial behavior
Compared to traditional bank accounts and cards, your money is always working for you until you need it
Stay fully flexible and pay conveniently with your ETF portfolio
A smart depot app at your fingertips.
Making investing as normal as saving.Opening an account on your smartphone takes less than 10 minutes. Leave the rest to us! With the smart UnitPlus app, you can track how much you’ve already invested, receive helpful tips to improve your investing behavior, and set up your own investment goals. And the best part of it? Watch your money grow right in front of your eyes.
Personalized investment experience for every individual.We offer a personalized savings plan that goes beyond investing a fixed monthly sum or a one-time payment. Instead, the savings plan suggests a monthly sum to be invested based on your past account movement, adjusting to your current lifestyle. This way, investing becomes habitual, and your otherwise unproductive money is made profitable as long as you don’t need it.
Portfolio selection with a feel-good factor.All portfolios have been carefully constructed to ensure diversification and sustainability. Thanks to this, you invest globally in hundreds of companies from different industries to minimize your risk and increase your feel-good factor.
Pay with your positive return.Your invested money is always with you and working for you, thanks to your investment card and eWallet. Pay with your investments whenever and wherever you feel like it or just let it grow.
Flexible investing and convenient payment in one solution.
Assumptions: Annual costs actively managed funds of 1.68% (plus issue surcharges and performance fees); cost average of passively managed funds (“Robo Advisor”) from Solidvest, Minveo, Oskar, Bevestor and Investify taken into account.