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Invest smartly.
Pay productively.

Discover the world’s first bank card and eWallet that invests your money in a sustainable ETF portfolio – until you use it to pay for the things you love. Investing can be this simple and flexible. Get early access and join the waiting list now.

Investment and payment solution in one bank card.

Discover the world’s first bank card and eWallet that invests your money in a sustainable ETF portfolio – until you use it to pay for the things you love. Investing can be this simple and flexible. Get early access and join the waiting list now.

The smart depot app for investing and paying.

Discover the world’s first bank card and eWallet that invests your money in a sustainable ETF portfolio – until you use it to pay for the things you love. Investing can be this simple and flexible. Get early access and join the waiting list now.

So much more than your usual portfolio.

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Built to make sustainable investing as easy as spending is for you

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Pay with your ETF portfolio worldwide

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Smart tools for improving your investing and spending behavior

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Personalized savings plan tailored to your lifestyle

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Keep track of your account movements in real-time

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Your investment in your pocket – anytime, anywhere

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The most simple solution since investment and bank cards.

  • Easily open up a UnitPlus account with a few clicks

  • Our personalized savings plan adopts to your individual financial behavior

  • Compared to traditional bank accounts and cards, your money is always working for you until you need it

  • Stay fully flexible and pay conveniently with your ETF portfolio

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    Assumptions: Annual costs actively managed funds of 1.68% (plus issue surcharges and performance fees); cost average of passively managed funds (“Robo Advisor”) from Solidvest, Minveo, Oskar, Bevestor and Investify taken into account.

    But wait, Safety first.

    There are certain risks associated with investing, but these should never come at the expense of your data security, the infrastructure, and the payment process. To ensure maximal security, we built UnitPlus with the highest safety measures.

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