More interest. More yield.
More freedom.
More interest.
More Yield.
More freedom.
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CashPlus

The revolution of payment and saving accounts combined

3.98% interest p.a. 

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FestPlus

The profitable alternative to fixed deposit

Invest money long-term with above-average returns

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Mountain Series

Investment for long-term wealth accumulation

Award-winning portfolios in stocks and bonds

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Higher interest
than the average checking account

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Higher interest
than the average overnight deposit account

Mio.

bank cards are beaten
by CashPlus in terms of interest

Make more money with your cash. With CashPlus.

Daily interest

In the app, you can see how your money is working and generating interest on a daily basis.

Linked to the key interest rate

If the ECB raises the key interest rate, your CashPlus interest rate also increases, ensuring you are always optimally interest-bearing.

Pay worldwide

With the CashPlus Mastercard, you can pay with your interest-bearing money without fees anytime, anywhere.

Absolute security

Your money at UnitPlus is safer as special assets than any bank account.

With CashPlus, we revolutionise overnight deposit accounts

CashPlus
– Germany’s best interest product.

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With CashPlus, we revolutionise overnight deposit accounts:  

Interest rates in your best interest: CashPlus is directly linked to the ECB’s key interest rate.

Finally, a bank card that generates interest: With our Mastercard, you can pay worldwide without fees.

CashPlus has no time limit or minimum or maximum deposit requirements.

You pay no fixed fees, only 0.6% on the invested money per year.

As special assets, your money is safer than in any bank account, even over 100,000€.

Learn more
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Secure 3.98% interest per year now with full flexibility.

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Download the UnitPlus app now

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How to invest your money with UnitPlus

With UnitPlus, you not only benefit from rising interest rates thanks to CashPlus, but also have the opportunity to invest in award-winning portfolios curated by financial experts. This way, you can increase your long-term earning potential and build even more wealth. You can change your portfolio anytime for free within the app.

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The Mountain-Series

Invest wisely, think long-term. Mountain portfolios offer a smart choice for long-term growth and global diversification. Awarded as Best Investment Newcomer by the “Institut für Vermögensaufbau” in 2023.

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CashPlus

The innovative alternative to overnight deposits. Benefit daily from leading interest rates with the option to pay worldwide without fees.

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FestPlus

You will receive an attractive return until the maturity date in September 2027. The advantage over traditional fixed deposits: You can access your money flexibly at any time.

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You can invest in one portfolio or several at the same time.

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Your money at UnitPlus is safer than in any bank account.

Your money belongs to you:

Unlike traditional bank accounts, your money at UnitPlus is considered special assets and is therefore protected.

Trusted partners:

We collaborate with the fully licensed European Aion Bank, supervised by BaFin in Germany.

Secure payment transactions:

With your Mastercard, you can pay worldwide securely and without any fees.

Protection against insolvency:

Even in the event of insolvency of UnitPlus or Aion Bank, your money is safe, even beyond 100,000 euros.

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Your money belongs to you:

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Unlike traditional bank accounts, your money at UnitPlus is considered special assets and is therefore protected.
logo

Trusted partners:

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We collaborate with the fully licensed European Aion Bank, supervised by BaFin in Germany.
logo

Secure payment transactions:

arrow
With your Mastercard, you can pay worldwide securely and without any fees.
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Protection against insolvency:

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Even in the event of insolvency of UnitPlus or Aion Bank, your money is safe, even beyond 100,000 euros.
Learn more about safety

The award-winning app for your investment

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Start investing in
under 10 minutes

Start investing in under 10 minutes

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1.

Download the app

2.

Open an account

3.

Start investing easily

Start now

Already thousands of satisfied users

On all levels a great product

Easy setup. Clear UX that shows the user all deposits and withdrawals. The debit card can be used anywhere with freely selectable pin. And most importantly, the investment performance is very good.

Thorsten Vetter

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My first investment account with UnitPlus

I’ve been thinking about investing my money for a while and decided to go with UnitPlus because it’s a smart and easy option. When I had problems with the app setup, I got help quickly.

Bücherwahn17!

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Cash plus

I’ve been using Cash plus for a few weeks now and I’m more than satisfied. Additionally, the stylish card 💳, the high interest rates, and the cashback when paying make the money seem to multiply on its own 😅. It’s a great combination of a checking account and a savings account 👌🏽. You can pay without fees abroad. For me, there’s nothing better 🫡.

Kali

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