UnitPlus
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Investment and payment powered by capital market yield.



Already thousands of satisfied users
On all levels a great product
Easy setup. Clear UX that shows the user all deposits and withdrawals. The debit card can be used anywhere with freely selectable pin. And most importantly, the investment performance is very good.
My first investment account with UnitPlus
I’ve been thinking about investing my money for a while and decided to go with UnitPlus because it’s a smart and easy option. When I had problems with the app setup, I got help quickly.
Very satisfied
I have been using UnitPlus for several months already and enjoy my good performance. The app has a very nice design and portfolio payment with Apple Pay work very smoothly.
On all levels a great product
Easy setup. Clear UX that shows the user all deposits and withdrawals. The debit card can be used anywhere with freely selectable pin. And most importantly, the investment performance is very good.
My first investment account with UnitPlus
I’ve been thinking about investing my money for a while and decided to go with UnitPlus because it’s a smart and easy option. When I had problems with the app setup, I got help quickly.
Very satisfied
I have been using UnitPlus for several months already and enjoy my good performance. The app has a very nice design and portfolio payment with Apple Pay work very smoothly.
You will love UnitPlus when you like to:
Conveniently and flexibly put your money to work
Invest in a professionally assembled and globally diversified portfolio

Receive an annual return of up to 8% on average

Pay with your investment at any time worldwide free of charge

The return counts
Investing with UnitPlus is not only innovative and addresses your individual lifestyle, but also profitable. Our return calculator shows you possible outcomes of our investments.
Assumptions and risk disclosure
the app
personnal information
your portfolio
your identity
UnitPlus helps you to make the most out of your money. No matter whether as a short- or long-term investment.

Modern and innovative for you and your financial goals
Let your money work for you in a globally investing portfolio, keep an eye on all deposits and withdrawals and pay at any time free of charge with the UnitPlus card, smartphone or smartwatch. We automatically take care of all tax-related issues and continuously optimize them for you. That way, you get the most out of your investment.
Learn morePortfolios designed to get the maximum out of your investments
Your money is professionally managed by our financial experts and smart algorithms and intelligently invested in sustainable portfolios. We focus on global diversification to reduce your investment risk and increase your return potential at the same time. This way you are always optimally invested without having to worry about it yourself. You also have the option to change your investment strategy at any time free of charge in the app.
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A new approach to savings plans: simple and individual
Besides one-time and fixed monthly investments, invest smart with the personalized savings plan. With the help of artificial intelligence, this savings plan adapts perfectly to your lifestyle and helps you invest the optimal amounts for you each month. Let our AI do the heavy lifting so that you can sit back and relax while your money works for you.
Learn moreNot your ordinary way to pay, but better
Pay worldwide for free with UnitPlus and let your money grow in the meantime before it sits in your bank account interest free. That way, you can invest towards your long-term goals without having to sacrifice short-term flexibility.

Seen in:
Goodbye overnight deposit account, hello FlexPlus
FlexPlus is the smart alternative to your overnight deposit account. With this portfolio, you invest exclusively in low-risk government bonds and can achieve an annual target return of around 3.0%. A particularly practical feature is that you can make flexible payments with your invested money at any time. But best convince yourself of it:
Learn moreYour Portfolio. Your ownership. Without compromising on security.
in the EU
card control
Your Portfolio. Your ownership. Without compromising on security.
Your UnitPlus account is managed by Aion Bank under German law. Aion
Bank is a fully licensed European bank and is supervised by BaFin in
Germany. All European regulatory requirements apply and your
portfolio is protected from insolvency as a special asset.
The UnitPlus card is issued in cooperation with Mastercard and
guarantees secure payment transactions worldwide and free of charge.
Get UnitPlus one month for free and a welcome bonus of 10€.