Investing plus paying unified

Combine the flexibility of a bank account with the yield potential of a professional money management.

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3 in 1: this is how modern investment works

It’s that easy in under 10 minutes
step-one
Download
the app
step-two
Enter
personal information
step-three
Select
your portfolio
step-four
Confirm
your identity
Use UnitPlus 1 month for free.
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Regardless of a short- or long-term investment. UnitPlus helps you make the most out of your money.

Modern and innovative for you and your financial goals

Track all your deposits and withdrawals in the UnitPlus app and use your UnitPlus card worldwide free to pay when and where you want. And another plus: We automatically take care of all tax-related issues.

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Portfolios designed to get the maximum out of your investments

Your money is professionally managed and intelligently invested in sustainable portfolios. We focus on diversification to reduce your investment risk and increase your return potential at the same time. This way, you are always optimally invested without having to worry about doing anything yourself.

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A new approach to savings plans: simple and individual

Besides one-time and fixed monthly investments, you can smartly invest with the personalized savings plan. The personalized savings plan suggests an optimal monthly amount that fits your financial situation.

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Not your ordinary way to pay, but better

Pay worldwide for free with UnitPlus and let your money grow in the meantime before it sits in your bank account interest free. That way, you can invest towards your long-term goals without having to sacrifice short-term flexibility.

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Your investment deserves a Plus.

If you invest 5000€ in Unitplus you can earn up to 351€ more per year and after costs compared to traditional financial products:

Amount invested with UnitPlus
€
0

€

0

€

Robot
Advisor
Robot Advisor
0

€

Actively managed
Funds
Actively managed funds
0

€

Perd iem
account
Per diem account
0

€

Current account
Current account

Assumptions: Calculated based on historical average of 8% return per year, including all UnitPlus fees. For robo advisors and actively managed funds, 8% return is also assumed as a basis. On overnight accounts, 0.25% interest. Costs of 1.0% for Robo Advisor and of 1.6% for actively managed funds. No costs on current and overnight accounts.

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Investing in ETFs involves risks. The value of the portfolios can rise or fall, which is why capital markets always carry a risk for the money invested. Past performance is no guarantee of future performance.

Rewards for your portfolio

Every time you make a payment, you’ll get a small amount invested in your UnitPlus portfolio. On certain occasions even up to 5%. Thats how shopping makes you and your portfolio happy.

Your Portfolio. Your Card. Your Property.

Regulated banking partner
Data storage
in the EU
Easy
card control
Encrypted information transmissio
Secure payment transactions
Biometric Login

Your Portfolio. Your Card. Your Property.

Your UnitPlus account is managed by Aion Bank, a fully licensed European bank that is supervised in Germany by BaFin.

The UnitPlus card is issued in cooperation with Mastercard and guarantees secure payment transactions worldwide and free of charge.

Thousands of satisfied users:

  • Best new App for investing
    6th of May
    3837274727:):€2)

    I love the user interface and how UnitPlus provides something completely new!!!

  • Super
    9th of June
    g geh kdn

    Easy to use app and good/quick guide through registration and initial setup. Gives confidence and gives secure feeling in the context of investing.

  • Online Customer Service
    2nd of June
    BuyP90rushB

    The online customer service is very fast, courteous and precise. For me, that is the most important thing about modern finance companies. Unit Plus has handled this very nicely.

  • Awesome app – finally there is the possibility to pay with the portfolio!
    18th of May
    Leo08f

    Convinced 100%: everything works flawlessly + great a really great design of the app

  • Great!
    17t of Juni
    timo_kry

    App is easy to understand and works well. Signing in is child’s play. Would be cool if you can unlock the app with FaceID.

  • Great service, beautiful app design!
    7th of May
    hejfogormtnfoejrjfkflr

    This is cool! They automatically pull a savings rate from my account and invest that sustainably in the stock market! And I can pay with it at any time… Let’s go!

  • Great concept!
    19th of May
    Meritokratie

    Great idea with investing as the new savings!

  • Best new App for investing
    6th of May
    3837274727:):€2)

    I love the user interface and how UnitPlus provides something completely new!!!

  • Super
    9th of June
    g geh kdn

    Easy to use app and good/quick guide through registration and initial setup. Gives confidence and gives secure feeling in the context of investing.

  • Online Customer Service
    2nd of June
    BuyP90rushB

    The online customer service is very fast, courteous and precise. For me, that is the most important thing about modern finance companies. Unit Plus has handled this very nicely.

  • Awesome app – finally there is the possibility to pay with the portfolio!
    18th of May
    Leo08f

    Convinced 100%: everything works flawlessly + great a really great design of the app

  • Great!
    17t of Juni
    timo_kry

    App is easy to understand and works well. Signing in is child’s play. Would be cool if you can unlock the app with FaceID.

  • Great service, beautiful app design!
    7th of May
    hejfogormtnfoejrjfkflr

    This is cool! They automatically pull a savings rate from my account and invest that sustainably in the stock market! And I can pay with it at any time… Let’s go!

  • Great concept!
    19th of May
    Meritokratie

    Great idea with investing as the new savings!

  • Best new App for investing
    6th of May
    3837274727:):€2)

    I love the user interface and how UnitPlus provides something completely new!!!

  • Super
    9th of June
    g geh kdn

    Easy to use app and good/quick guide through registration and initial setup. Gives confidence and gives secure feeling in the context of investing.

  • Online Customer Service
    2nd of June
    BuyP90rushB

    The online customer service is very fast, courteous and precise. For me, that is the most important thing about modern finance companies. Unit Plus has handled this very nicely.

  • Awesome app – finally there is the possibility to pay with the portfolio!
    18th of May
    Leo08f

    Convinced 100%: everything works flawlessly + great a really great design of the app

  • Great!
    17t of Juni
    timo_kry

    App is easy to understand and works well. Signing in is child’s play. Would be cool if you can unlock the app with FaceID.

  • Great service, beautiful app design!
    7th of May
    hejfogormtnfoejrjfkflr

    This is cool! They automatically pull a savings rate from my account and invest that sustainably in the stock market! And I can pay with it at any time… Let’s go!

  • Great concept!
    19th of May
    Meritokratie

    Great idea with investing as the new savings!

Secure your innovative investment from UnitPlus now for 3 months without a basic fee.

Start now