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Invest smartly.
Pay productively.

Discover the world’s first bank card and eWallet that invests your money in a sustainable ETF portfolio – until you use it to pay for the things you love. Investing can be this simple and flexible. Get early access and join the waiting list now.

Have you ever paid with your ETFs?
Now you can.

Discover the world’s first bank card and eWallet that invests your money in a sustainable ETF portfolio – until you use it to pay for the things you love. Investing can be this simple and flexible. Get early access and join the waiting list now.

Investment and payment solution
in one bank card.

Discover the world’s first bank card and eWallet that invests your money in a sustainable ETF portfolio – until you use it to pay for the things you love. Investing can be this simple and flexible. Get early access and join the waiting list now.

So much more than your usual portfolio.

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Built to make sustainable investing as easy as spending is for you

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Pay with your ETF portfolio worldwide

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Smart tools for improving your investing and spending behavior

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Personalized savings plan tailored to your lifestyle

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Keep track of your account movements in real-time

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Your investment in your pocket – anytime, anywhere

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The most simple solution since investment and bank cards.

  • Easily open up a UnitPlus account with a few clicks

  • Our personalized savings plan adopts to your individual financial behavior

  • Compared to traditional bank accounts and cards, your money is always working for you until you need it

  • Stay fully flexible and pay conveniently with your ETF portfolio

  • Investing with UnitPlus.

    Investing in a sustainable ETF portfolio and using your new investment card is very easy. Four different portfolio strategies are available to you. With our return calculator you get a first overview of the possible return development.

    Your portfolio strategies

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    Mount Everest

    With your balanced portfolio, you invest 50% in stocks and 50% in bonds worldwide. In the long term, you want to achieve a higher return than you get from your traditional account.
    You want to reach your financial goals a little faster, but you want to keep the risk within limits. Therefore, you invest 60% in stocks and 40% in bonds.
    For a higher return you are also willing to take a higher risk. Your portfolio has a share of 80% of stocks and 20% of bonds.
    To reach your goal faster, you can also take higher risks. With your portfolio you are invested 90% in stocks and 10% in bonds.
    Monthly deposit

    Deposits per month from your reference account
    Monatliche Kartennutzung

    Expenditure per month with your investment card
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    Money invested

    after 20 years

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    Investing account

    after 20 years

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    The graph is a hypothetical performance based on historical price data. Risk note and assumptions

    But wait, Safety first.

    There are certain risks associated with investing, but these should never come at the expense of your data security, the infrastructure, and the payment process. To ensure maximal security, we built UnitPlus with the highest safety measures.

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    Regulated-banking-partners Data-storage-in-the-EU
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