UnitPlus
More
interest.
yield.
freedom.
Benefit from leading 3.98% interest per year
Pay with your interest-bearing money without fees
No maturity date, no maximum deposit
x
Higher interest
than the average checking account
x
Higher interest
than the average overnight deposit account
Mio.
bank cards are beaten
by CashPlus in terms of interest
Make more money with your cash. With CashPlus.
Daily interest
In the app, you can see how your money is working and generating interest on a daily basis.
Linked to the key interest rate
If the ECB raises the key interest rate, your CashPlus interest rate also increases, ensuring you are always optimally interest-bearing.
Pay worldwide
With the CashPlus Mastercard, you can pay with your interest-bearing money without fees anytime, anywhere.
Absolute security
Your money at UnitPlus is safer as special assets than any bank account.
With CashPlus, we revolutionise overnight deposit accounts
CashPlus
– Germany’s best interest product.
With CashPlus, we revolutionise overnight deposit accounts:
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Interest rates in your best interest: CashPlus is directly linked to the ECB’s key interest rate.
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Finally, a bank card that generates interest: With our Mastercard, you can pay worldwide without fees.
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CashPlus has no time limit or minimum or maximum deposit requirements.
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You pay no fixed fees, only 0.6% on the invested money per year.
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As special assets, your money is safer than in any bank account, even over 100,000€.
Secure 3.98% interest per year now with full flexibility.
Download the UnitPlus app now
Start now
How to invest
your money with UnitPlus
With UnitPlus, you not only benefit from rising interest rates thanks to CashPlus, but also have the opportunity to invest in award-winning portfolios curated by financial experts. This way, you can increase your long-term earning potential and build even more wealth. You can change your portfolio anytime for free within the app.
The Mountain-Series
Professional portfolios tailored to your needs. Recognized as the Best Digital Investment Newcomer by Capital and “Institut für Vermögensaufbau” 2023.
Discover the Mountain-Series
play video
CashPlus
The innovative alternative to overnight deposits. Benefit daily from leading interest rates with the option to pay worldwide without fees.
Discover CashPlus
play video
FlexPlus
Invest exclusively in European government bonds, minimising risk while maintaining flexibility.
Discover FlexPlus
play video
The Mountain-Serie
Professional portfolios tailored to your needs. Recognized as the Best Digital Investment Newcomer by Capital and “Institut für Vermögensaufbau” 2023.
Discover the Mountain-Series
play video
CashPlus
The innovative alternative to overnight deposits. Benefit daily from leading interest rates with the option to pay worldwide without fees.
Discover CashPlus
play video
FlexPlus
Invest exclusively in European government bonds, minimising risk while maintaining flexibility.
Discover Flexplus
play video
You can change your portfolio at any time for free in the app.
Your money at UnitPlus is safer than in any bank account.
Your money belongs to you:
Unlike traditional bank accounts, your money at UnitPlus
is considered special assets and is therefore protected.
Trusted partners:
We collaborate with the fully licensed European Aion
Bank, supervised by BaFin in Germany.
Secure payment transactions:
With your Mastercard, you can pay worldwide securely and
without any fees.
Protection against insolvency:
Even in the event of insolvency of UnitPlus or Aion
Bank, your money is safe, even beyond 100,000 euros.
Your money belongs to you:
Unlike traditional bank accounts, your money at UnitPlus is
considered special assets and is therefore protected.
Trusted partners:
We collaborate with the fully licensed European Aion Bank,
supervised by BaFin in Germany.
Secure payment transactions:
With your Mastercard, you can pay worldwide securely and
without any fees.
Protection against insolvency:
Even in the event of insolvency of UnitPlus or Aion Bank, your
money is safe, even beyond 100,000 euros.
The award-winning app for your investment
Start investing in
under 10 minutes
Start investing in under 10 minutes
1.
Download the app
2.
Open an account
3.
Start investing easily
Already thousands of satisfied users
On all levels a great product
Easy setup. Clear UX that shows the user all deposits and withdrawals. The debit card can be used anywhere with freely selectable pin. And most importantly, the investment performance is very good.
Thorsten Vetter
My first investment account with UnitPlus
I’ve been thinking about investing my money for a while and decided to go with UnitPlus because it’s a smart and easy option. When I had problems with the app setup, I got help quickly.
Bücherwahn17!
Cash plus
I’ve been using Cash plus for a few weeks now and I’m more than satisfied. Additionally, the stylish card 💳, the high interest rates, and the cashback when paying make the money seem to multiply on its own 😅. It’s a great combination of a checking account and a savings account 👌🏽. You can pay without fees abroad. For me, there’s nothing better 🫡.
Kali
On all levels a great product
Easy setup. Clear UX that shows the user all deposits and withdrawals. The debit card can be used anywhere with freely selectable pin. And most importantly, the investment performance is very good.
Thorsten Vetter
My first investment account with UnitPlus
I’ve been thinking about investing my money for a while and decided to go with UnitPlus because it’s a smart and easy option. When I had problems with the app setup, I got help quickly.
Bücherwahn17!
Cash plus
I’ve been using Cash plus for a few weeks now and I’m more than satisfied. Additionally, the stylish card 💳, the high interest rates, and the cashback when paying make the money seem to multiply on its own 😅. It’s a great combination of a checking account and a savings account 👌🏽. You can pay without fees abroad. For me, there’s nothing better 🫡.
Kali