Companies that use cash management operate more profitably

Many companies leave capital sitting in their business accounts—seemingly safe, but without interest. Meanwhile, international corporations have been demonstrating for decades how to strategically manage excess liquidity: companies like Apple, Microsoft, and Berkshire Hathaway deliberately invest corporate reserves profitably in short-term bonds and money market funds. Berkshire Hathaway alone, Warren Buffett’s company, held over $330 billion in U.S. Treasury bonds in the first quarter of 2025—yielding nearly $12 billion the previous year.

UnitPlus Business now brings exactly these strategies to every company. The digital solution enables professional cash management, which until now was reserved only for large corporations with their own treasury departments.

Customer testimonials from the field

Companies of all sizes and industries use UnitPlus Business for their cash management, investing their corporate capital profitably, securely, and flexibly. Benjamin Michel, Co-CEO of the finance app Finanzguru, explains:

“UnitPlus Business is the solution we always wanted for cash management: transparent, fair, digital, and convenient! No more lengthy negotiations with banks, just clear investments with attractive returns in any interest rate environment for me as a customer. UnitPlus Business offers perfect cash management, providing predictability and convenience. I recommend every other entrepreneur to switch to UnitPlus Business and take their own cash management to the next level.”

Frank Stolz, CFO of the Kiel-based company north.io, which digitizes the oceans, is also a convinced customer:

“For our cash management, we sought a flexible solution that ensures daily availability, transparency, and easy handling in day-to-day operations. UnitPlus impressed us with its excellent support during evaluation and onboarding—as well as with the user-friendly portal. In daily use, we appreciate the smooth processing, quick availability for partial withdrawals, and the simple investment of excess liquidity. For us, UnitPlus combines flexibility, transparency, and attractive returns—an ideal solution for managing surplus cash.”

Likewise, the Cologne-based provider of tenant and building electricity, Einhundert Energie. Manuel Ruckober, Head of Finance, states:

“We use UnitPlus Business to invest our short-term liquidity surplus as profitably as possible. We are convinced by the straightforward account opening and the continuous availability of invested funds within a few days.”

The strength of UnitPlus Business lies not only in interest earnings and flexible availability but also in ease of use, as serial entrepreneur and CEO of Tomorrow University, Christian Rebernik, explains:

“UnitPlus Business offers us a contemporary solution for our cash management. With attractive interest rates, flexible liquidity, and an intuitive web application, we optimize our corporate capital without bureaucratic hassle. For us, it’s the perfect combination of security, returns, and user-friendliness—and a clear recommendation for every modern company.”

Safer than traditional bank deposits

With UnitPlus Business, every company receives its own legally segregated corporate account. The capital is held as insolvency-protected special assets. Unlike traditional bank deposits (legally insured only up to €100,000), the entire amount is fully protected against insolvency risks—even for sums above that threshold.

UnitPlus Business partners with two of the most renowned institutions in the industry: Goldman Sachs Asset Management and DWS. These firms have been providing professional investment solutions to large corporations for decades. Richard Mulley, Head of EMEA Liquidity Solutions at Goldman Sachs Asset Management, emphasizes:

“The expansion of the UnitPlus Business platform highlights the market potential in the field of corporate cash management. We see UnitPlus Business as an innovator that simplifies access to professional investment solutions for companies.”

(The quoted statements were independently translated from the original German)

Conclusion: Liquidity must no longer be a dead asset

Letting corporate capital sit idle means losing earning potential every day. UnitPlus Business offers a simple way to change that—with attractive interest rates, constant availability, and maximum security.

👉 Learn more and get started at: UnitPlus Business