Exchange Traded Funds (ETFs) are no longer a hidden gem. They have established themselves as cost-effective, transparent, and easily tradable investment instruments. However, while most ETFs are passively managed and track an index, active ETFs are gaining increasing importance. But what makes them so special? What are active ETFs? Unlike passive ETFs, which follow an…

In collaboration with J.P. Morgan Asset Management, UnitPlus launched Germany’s first active ETF portfolio in November 2024—an innovation providing investors with a real alternative to traditional passive ETFs and actively managed funds. While active ETFs are already a mega-trend in the US, their potential is now becoming evident in Germany as well: they can lead…

For a long time, an MSCI World ETF was considered the gold standard for cost-effective investment for everyone. But now the next big trend is coming from the USA, taking ETFs to a new level: Active ETFs. In collaboration with J.P. Morgan Asset Management, UnitPlus has now launched the first active ETF portfolio in Germany…

AktienPlus sets new standards in portfolio construction with active ETFs. In cooperation with JP Morgan Asset Management, it offers a portfolio that combines the advantages of traditional ETFs with the investment expertise of JP Morgan Asset Management – and thus aims to outperform the market as a whole over the long term. Below we take…

UnitPlus has closed a new financing round of 4.7 million euros, led by the UK-based VC Pact and the Liechtenstein-based FinTech investor Seed X. The round also included contributions from other VCs, prominent business angels, and existing investors, such as Ewor founder Daniel Dippold, Alexandros Bottenbruch of PayPal Ventures, the Dr. Giesen Family Office, and…

Investing can seem intimidating, especially for young people who are just beginning to plan their financial future. However, long-term investments can offer significant benefits through the power of compound interest. This is where ETFs (Exchange-Traded Funds) come into play, providing a simple way to acquire a broadly diversified portfolio. In this article, I’ll explain why…

Since the start of the interest rate turnaround in July 2022, over 180 billion euros have flown into fixed-term deposits in Germany. With two-year fixed-term deposits, you can currently enjoy an average of 2.08% interest per year (as of March 10, 2025). This makes fixed deposit accounts a sensible addition to daily savings in the…

For some months now, savers have again enjoyed rising interest rates. Especially the overnight deposit account is enjoying strong growth in Germany. With CashPlus, UnitPlus has developed a globally innovative call money 2.0 superior to traditional call money accounts. Today, we will examine why this is the case in greater detail. Introducing the classic call…

The UnitPlus Mountain portfolios are particularly suitable for long-term asset accumulation and were recognized as the best investment newcomer of 2023 in Germany last summer by the Institut für Vermögensaufbau.  To ensure the portfolios achieve attractive long-term performance with moderate capital market risk, we constantly review the composition of the portfolios and optimize them if…

The UnitPlus Mountain portfolios offer an intelligent selection for long-term growth and global diversification. They are developed by experts using state-of-the-art analysis tools to exploit global return opportunities and broadly diversify risk factors. All portfolios aim to generate a risk-adjusted excess return compared to active funds and investments in individual equities and ETFs, enabling a…

With our major update in mid-November, it is now possible to invest in multiple investment strategies simultaneously. Here, we explain who this approach is useful for and how you can activate additional strategies. Harnessing the power of the capital market Many of you currently use CashPlus from UnitPlus, the overnight money account 2.0, where the…

Saving money is one of the most crucial aspects of personal finance. Without a sustainable savings plan, you may find yourself unable to handle unexpected expenses, fulfill future goals, and have a comfortable retirement. However, creating and sticking to a savings plan can be challenging, especially if someone is unsure of how much to set…