On the 12th December, the European Central Bank (ECB) lowered the deposit rate by 0.25% to 3.0%. On the 18th December, the Federal Reserve (Fed) in the USA followed suit and also reduced interest rates by 0.25% to a range of 4.25% to 4.50%. The announcement by Jerome Powell, Chairman of the Federal Reserve, is…

UnitPlus has closed a new financing round of 4.7 million euros, led by the UK-based VC Pact and the Liechtenstein-based FinTech investor Seed X. The round also included contributions from other VCs, prominent business angels, and existing investors, such as Ewor founder Daniel Dippold, Alexandros Bottenbruch of PayPal Ventures, the Dr. Giesen Family Office, and…

On Wednesday, August 14th, we had the privilege of hosting a webinar with Tom Griffiths, a seasoned Portfolio Manager at Goldman Sachs Asset Management (GSAM). For those who couldn’t join us live, this blog post captures the essence of the discussion, highlighting the most important insights and takeaways.  The session began with an introduction to…

With the interest rate cut of 25 basis points on June 6, 2024, the ECB’s rate hike cycle has officially come to an end. Previously, the ECB had raised interest rates by a total of 4.5% or 450 basis points within 14 months. This followed for more than a decade of almost continuous interest rate…

Money market funds are a crucial component of the financial system, providing liquidity and stability for various investors. This article explores what money markets are, the key players involved, and the benefits of investing in these funds. What are Money Markets? The money market is a vital segment of the financial markets, facilitating short-term borrowing,…

Earlier this month, the European Central Bank (ECB) cut its interest rates by 25 basis points (bps) for the first time since 2019. This significant move marks a potential shift in monetary policy, with experts predicting further rate cuts later this year, possibly another 25 bps in September or December. But what does this mean for your small business…

UnitPlus Business is becoming increasingly popular as a solution for modern liquidity management for German SMEs even before its launch. The product has now even been awarded the German Excellence Prize 2024. For us at UnitPlus, one thing is clear: German SMEs are excellent. That is why we don’t only want to win prizes with UnitPlus Business, but…

Berlin / Frankfurt,  26th of March 2024  UnitPlus is building and distributing a liquidity management solution for small and mid-sized German companies (SMEs), which will include a Goldman Sachs Asset Management managed fund solution. While historically almost exclusively large corporates with their financial and investment expertise and respective internal resources were able to invest company…

With the imminent market launch of UnitPlus Business, UnitPlus is taking liquidity management for German SMEs to a new level. What makes the money market so interesting for modern liquidity management is shown in two exciting graphics, which we examine in more detail below. Money invested in the money market increases significantly during times of…

Warren Buffett is not only one of the best-known investors in the world but has also controlled the fortunes of his company Berkshire Hathaway for over half a century. In addition to over 80 companies, the conglomerate owns a stock portfolio worth over USD 300 billion and over USD 100 billion in cash and short-term…

Take your companies liquidity management to the next level with UnitPlus Business. Profit from 3.77% APY in the most flexible, secure and frictionless way. According to Statista, in 2021, there were 6.1 million businesses and self-employed individuals in the SME sector, generating annual sales of 5.6 trillion euros. Due to their significant figures, people often…