The equity portfolio of the next generation

AktienPlus is an innovative portfolio that invests exclusively in equities worldwide and relies on broad diversification using actively managed ETFs. In contrast to passive ETFs, which only track an index, active ETFs are managed by a fund manager in order to outperform the market. The aim of AktienPlus is therefore to achieve a higher return than the market as a whole over the long term.

However, as it is a capital market investment, this goal cannot be guaranteed. Even though past returns offer no guarantee for the future, the portfolio has achieved an average return of 12.7% over the last five years (period October 2019 to September 2024). The costs of 0.76% per year have not been included in the return calculation. Please also note that historical performance does not allow any conclusions to be drawn about future performance.

AktienPlus adopts a fast-growing trend in the USA by using active ETF components in portfolio construction. In Germany, active ETFs are still less common, and AktienPlus changes that in a simple yet professional manner. Active ETFs are exchange-traded funds actively managed by a fund manager. Unlike passive ETFs, which simply follow an index, active ETFs aim to outperform the market by reacting to market opportunities and selecting investments strategically. This flexibility can potentially provide higher returns but may also involve higher risks. Compared to other UnitPlus portfolios, AktienPlus invests in seven specific active stock ETFs to capitalize on global return opportunities while diversifying risks.

AktienPlus is particularly suitable for investors with a long-term investment horizon. The active ETF approach aims to achieve a higher return than the overall market. However, short-term losses cannot be ruled out. As equity markets tend to rise in the long term, a longer investment horizon can significantly reduce the risk of loss.

The portfolio is therefore ideal for retirement provision, as it invests globally in equities and is significantly more cost-effective than traditional actively managed funds. The costs for AktienPlus amount to just 0.76% of the invested capital per year, including all production costs. The professional nature of the portfolio and the low costs make AktienPlus the ideal companion for inexperienced and experienced investors for long-term wealth accumulation.