Investing should be as simple and normal as paying and saving.
With UnitPlus, we revolutionize payment and savings products through the capital market, maximizing the potential of your investments together. Because more interest and more returns give you more freedom.
With CashPlus, we democratize the European Central Bank’s benchmark interest rate by giving you permanent access to interest rates that usually only banks benefit from.
With our award-winning Mountain portfolios, you invest in broadly diversified and long-term optimized investment strategies.
With the UnitPlus bank card, you can for the first time make payments with interest rates that are higher than the inflation rate. This makes it the first bank card in the world with positive real interest rates.
UnitPlus was founded in 2021 by Fabian Mohr, Kerstin Schneider, and Sebastien Segue. From the beginning, we have been driven by the question of why investing is still a topic that few people engage with. This has led us to develop an investment solution that is as simple and flexible as parking money in a bank account.
Anagha is interning with UnitPlus and currently doing her masters in Communication design and Creative Strategies.
As the Product Designer, Andrés takes care of the design, look and feel of UnitPlus. Previously, he developed the design of Colombia’s first neo-bank, Banco AV Villas.
Angel, with a master’s degree in Industrial Economics, worked as a mobile developer at one of the largest renewable energy startups in Scandinavia for nearly four years before joining UnitPlus.
Annika is our marketing intern that comes up with creative and witty content for our social media channels.
After completing his Master’s degree in France, Clément worked as a product manager for multiple years before discovering a new passion: IT development. At UnitPlus, he takes care of the technical development of our website.
With over 10 years of experience, Daniel has already accompanied several projects as a lead frontend engineer and is now doing the same here at UnitPlus
When you contact our world-class support, you will most likely get a response from Dario. He brings a lot of support as well as capital market know-how to address your concerns in the best possible way.
After completing her Master in Design and Illustration in Spain, Esther is responsible for the User Interface of the UnitPlus app.
Our co-founder Fabian has the capital market running through his veins which is why he takes care of everything investment-related. Before that, he worked as a stock market analyst for payment companies at Flossbach von Storch.
After Felix scaled Wolt, one of Europes most successful startups as their Head of Marketing in Germany, he now joined UnitPlus to run our marketing as CMO.
Jonas is a working student in the support team. He was one of the first UnitPlus users himself and supports part-time during his studies in industrial engineering.
Before Kerstin co-founded UnitPlus, she worked at zeb as a consultant in Financial Services for seven years. Now, she is responsible for everything finance- and operations-related.
Marcel, our Data Scientist, is developing smart artificial intelligence to create and optimize the personalized savings plan.
Mark combines his interest in international management with our social media department as an intern. He also supports UnitPlus in setting up the various marketing channels.
Not only does our co-founder and CTO Sebastien have over 15 years of work experience as a software engineer, but he also has ample leadership experience and know-how of the fintech industry at Klarna and Billpay.
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Money in the checking account loses value. UnitPlus changes that. Money is invested but available with the debit card. I invested because there is a great team behind it and I use UnitPlus myself.
Former federal minister
From the very beginning, I was convinced that UnitPlus gives everyone in Germany the opportunity to invest with a focus on returns and still remain flexible.
Former CEO Commerzbank AG
As a former banker, I know how valuable savings deposits can be for banks. However, the banks only pass on the resulting returns to savers to a very limited extent. UnitPlus is turning this way of thinking around and wants to encourage more savers to invest smartly and flexibly with its globally innovative product.