European government bonds as yield boosters

FlexPlus ist your safe haven

There are many advantages to why FlexPlus is a very attractive alternative to overnight deposit accounts. We have listed the most important ones here:

– With government bonds, you currently earn an annual return that is higher than the interest rates on overnight deposit accounts
– Investing in European government bonds is comparatively low-risk
– Money is invested directly in the capital market, while banks still want to make a profit
– Through UnitPlus you have the flexibility to make free payments worldwide with the FlexPlus portfolio
– You can invest in another portfolio for free at any time in the UnitPlus app if you want to

The FlexPlus portfolio contains three different ETFs, all of which invest exclusively in bonds issued by European governments with very good credit ratings. The yield on these government bonds depends on market conditions and the interest rate environment. Currently, the yearly yield on these short-term government bonds is well above 3%.

Yes, this is possible. Because FlexPlus does not park the money in banks but actively invests it in the capital market, there is a risk of loss. Even though European government bonds are considered particularly low-risk, the risk can be significantly reduced but not completely eliminated. From a regulatory point of view, the invested money is regarded as a special asset, so it is protected under all circumstances against insolvency by our partner bank or UnitPlus.