UnitPlus Overnight – Extra Interest on Your Overnight Deposits
For companies looking to invest short-term liquidity, such as overnight cash, UnitPlus Overnight offers an optimal solution. The interest rate is above the European Central Bank’s key rate due to an additional interest margin. No minimum term and no limited promotional period.
Open an account in just 20 minutes.
Top Corporate Daily Deposit Rates
Finanzvergleich.com
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Investing without the fine print: Instant access savings that deliver sustained returns.
No promotional interest rate that expires
While traditional banks reduce rates to approximately 1% after four months, your yield with UnitPlus remains permanently linked to the ECB key interest rate—plus an additional margin. Current yield: 2.58% p.a.
No upper limit
Whether €50,000 or €5 million – the full yield applies to your entire investment amount. No cap at €100,000 or €1 million.
View daily returns
Your returns are credited daily, rather than at the end of the month or quarter. Consequently, your capital works productively and transparently for you from day one.
You will be ready to begin in just 20 minutes.
01
Open your corporate account
The registration process takes approximately 20 minutes. Once confirmed by our compliance department, you will typically be able to deposit liquidity within 1-2 hours.
02
Deposit liquidity
Conveniently transfer your liquidity via bank transfer to your UnitPlus Business Depot, where all funds are protected as special assets even above the deposit insurance.
03
Earn interest daily
From day one, your liquidity generates attractive daily interest – fully transparent and easy to track. Your dashboard shows current yields, credited interest, and your liquidity status at a glance.
Your liquidity is protected in full as special assets and is available at any time
Provider
Base Interest Rate
Promotional Interest Rate
UnitPlus Business
2.58%
2.58% (always above the ECB benchmark rate)
ING
1.00%
3.5% (for 4 months, up to €1,000,000)
Finom
0.75 – 1.75%
5% (for 5 months)
tide
1.0 – 1.5%
4.25% (for 4 months, up to €50,000)
Volkswagen Bank
1.00%
2.9% (for 6 months)
Vivid
0.1 – 1.3%
4% (for 4 months)
Revolut
1 – 1.75%
–
DKB
–
1.20%
Fyrst
0.50%
3.5% (for 3 months, up to €250,000)
Key your liquidity active until it is needed.
01
Smart liquidity reserve management
Have surplus capital? Instead of sitting interest-free in your business account, your reserve works for you daily with UnitPlus – while remaining fully accessible. Designed for lower-revenue months, the next tax payment, or simply as a financial buffer.
02
Raising capital for investments
State-of-the-art machinery, expanded staffing, the next stage of growth? Secure capital offering highly competitive returns—with the flexibility to access it exactly when your business requires.
03
Growing business assets
High cash surpluses but reluctant to commit to a long term? With UnitPlus call money, you retain complete flexibility—with no upper limit, even for seven-figure amounts.
Your liquidity is protected in full as special assets and is available at any time
Your liquidity is managed separately as a legally protected special fund, and thus protected against bank insolvency, even above the deposit insurance limit. Your company’s liquidity remains entirely your property. By investing in the highly regulated money market, stability and liquidity are ensured.
Get started right away
Register today to earn interest from day one. Or schedule a conversation to discuss everything with our team.
Our seamless digital onboarding process ensures you can get started with confidence, while sparing you unnecessary steps and paperwork.
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