UnitPlus Term Deposit – yield above 6-month term deposit level
For liquidity you plan to park for six months or longer: A professional money market product, typically used by large corporations – offering yields above the ECB deposit rate and flexible access.
UnitPlus
2.40 % p.a.
UnitPlus
UnitPlus
2.40 % p.a.
UnitPlus
Supported by
6-Month Term Deposit
UnitPlus Term Deposit
Current yield
6-Month Term Deposit
UnitPlus Term Deposit
Current yield
approximately 1.50% per annum
2.40% p.a.
Current yield
approximately 1.50% per annum
2.40% p.a.
Investment limits
Often upper limit
No minimum or maximum amounts
Investment limits
Often upper limit
No minimum or maximum amounts
Interest period
Commitment period of 6 months
Unlimited
Interest period
Commitment period of 6 months
Unlimited
Interest optimization
Typically fixed or promotional interest rate
Correlated with ECB interest rate
Interest optimization
Typically fixed or promotional interest rate
Correlated with ECB interest rate
Availability
Capital commitment until maturity
Withdrawals can be made at any time without penalty fees and will be credited to the bank account within three business days.
Availability
Capital commitment until maturity
Withdrawals can be made at any time without penalty fees and will be credited to the bank account within three business days.
Security
Deposit protection up to €100,000
Amounts are fully protected as segregated assets
Security
Deposit protection up to €100,000
Amounts are fully protected as segregated assets
Interest crediting
Monthly or quarterly
Daily
Interest crediting
Monthly or quarterly
Daily
Suitability for large amounts
Low, as deposit protection may laps or decrease for amounts above €100,000
High, as all funds are protected due to segregated asset protection
Suitability for large amounts
Low, as deposit protection may laps or decrease for amounts above €100,000
High, as all funds are protected due to segregated asset protection
Developed in alliance with
The fund is managed by Goldman Sachs Asset Management, one of the world’s most renowned money market experts.
Product Details
Product name
UnitPlus Fixed Deposit
Funds
DWS Floating Rate Notes FC
Annualized Interest Yield (Jan 2025)
2.40%
Benchmark
/
Total Fund Assets (Jan 2026)
11,234.22 million EUR
Investment Order
Diversified Euro portfolio consisting primarily of variable-rate government and corporate bonds
International Securities Identification Number (ISIN)
LU1534068801
Currency
EUR
Wealth Manager
DWS
Regulatory Authority
Federal Financial Supervisory Authority (BaFin)
Product name
UnitPlus Term Deposit
Funds
DWS Floating Rate Notes FC
Annualized Interest Yield (Jan 2026)
2.40%
Benchmark
/
Total Fund Assets (Jan 2026)
11,234.22 million EUR
Investment Order
Diversified Euro portfolio consisting primarily of variable-rate government and corporate bonds
ISIN
LU1534068801
Currency
EUR
Wealth Manager
DWS
Regulatory Authority
Federal Financial Supervisory Authority (BaFin)
Product name
UnitPlus Term Deposit
Funds
DWS Floating Rate Notes FC
Annualized Interest Yield (Jan 2026)
2.40%
Benchmark
/
Total Fund Assets (Jan 2026)
11,234.22 million EUR
Investment Order
Diversified Euro portfolio consisting primarily of variable-rate government and corporate bonds
International Securities Identification Number (ISIN)
LU1534068801
Currency
EUR
Wealth Manager
DWS
Regulatory Authority
Federal Financial Supervisory Authority (BaFin)
Product name
UnitPlus Term Deposit
Funds
DWS Floating Rate Notes FC
Annualized Interest Yield (Jan 2026)
2.40%
Benchmark
/
Total Fund Assets (Jan 2026)
11,234.22 million EUR
Investment Order
Diversified Euro portfolio consisting primarily of variable-rate government and corporate bonds
International Securities Identification Number (ISIN)
LU1534068801
Currency
EUR
Wealth Manager
DWS
Regulatory Authority
Federal Financial Supervisory Authority (BaFin)
Product Details
Product Details
Developed in alliance with
The fund is managed by Goldman Sachs Asset Management, one of the world’s most renowned money market experts.
Developed in alliance with
The fund is managed by Goldman Sachs Asset Management, one of the world’s most renowned money market experts.
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2026
Developed and hosted in Germany
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2026
Developed and hosted in Germany
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All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2026
Developed and hosted in Germany
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2026
Developed and hosted in Germany