UnitPlus Term Deposit – yield above 6-month term deposit level

For liquidity you plan to park for six months or longer: A professional money market product, typically used by large corporations – offering yields above the ECB deposit rate and flexible access.

6-Month Term Deposit

UnitPlus Term Deposit

Current Return on Investment

6-Month Term Deposit

UnitPlus Term Deposit

Current Return on Investment

6-Month Term Deposit

UnitPlus Term Deposit

Current Return on Investment

6-Month Term Deposit

UnitPlus Term Deposit

Current yield

approximately 1.50% per annum

2.40% p.a.

Current yield

approximately 1.50% per annum

2.40% p.a.

Current yield

approximately 1.50% per annum

2.40% p.a.

Current yield

approximately 1.50% per annum

2.40% p.a.

Investment limits

Often upper limit

No minimum or maximum amounts

Investment limits

Often upper limit

No minimum or maximum amounts

Investment limits

Often upper limit

No minimum or maximum amounts

Investment limits

Often upper limit

No minimum or maximum amounts

Interest period

Commitment period of 6 months

Unlimited

Interest period

Commitment period of 6 months

Unlimited

Interest period

Commitment period of 6 months

Unlimited

Interest period

Commitment period of 6 months

Unlimited

Interest optimization

Typically fixed or promotional interest rate

Correlated with ECB interest rate

Interest optimization

Typically fixed or promotional interest rate

Correlated with ECB interest rate

Interest optimization

Typically fixed or promotional interest rate

Correlated with ECB interest rate

Interest optimization

Typically fixed or promotional interest rate

Correlated with ECB interest rate

Availability

Capital commitment until maturity

Withdrawals can be made at any time without penalty fees and will be credited to the bank account within three business days.

Availability

Capital commitment until maturity

Withdrawals can be made at any time without penalty fees and will be credited to the bank account within three business days.

Availability

Capital commitment until maturity

Withdrawals can be made at any time without penalty fees and will be credited to the bank account within three business days.

Availability

Capital commitment until maturity

Withdrawals can be made at any time without penalty fees and will be credited to the bank account within three business days.

Security

Deposit protection up to €100,000

Amounts are fully protected as segregated assets

Security

Deposit protection up to €100,000

Amounts are fully protected as segregated assets

Security

Deposit protection up to €100,000

Amounts are fully protected as segregated assets

Security

Deposit protection up to €100,000

Amounts are fully protected as segregated assets

Interest crediting

Monthly or quarterly

Daily

Interest crediting

Monthly or quarterly

Daily

Interest crediting

Monthly or quarterly

Daily

Interest crediting

Monthly or quarterly

Daily

Suitability for large amounts

Low, as deposit protection may laps or decrease for amounts above €100,000

High, as all funds are protected due to segregated asset protection

Suitability for large amounts

Low, as deposit protection may laps or decrease for amounts above €100,000

High, as all funds are protected due to segregated asset protection

Suitability for large amounts

Low, as deposit protection may laps or decrease for amounts above €100,000

High, as all funds are protected due to segregated asset protection

Suitability for large amounts

Low, as deposit protection may laps or decrease for amounts above €100,000

High, as all funds are protected due to segregated asset protection

Developed in alliance with

The fund is managed by Goldman Sachs Asset Management, one of the world’s most renowned money market experts.

Product details

Product name

UnitPlus Term Deposit

Funds

DWS Floating Rate Notes FC

Annualized interest yield (October 2025)

2.40%

Benchmark

/

Total fund assets (November 2025)

EUR 10,873.56 million

Investment order

Diversified Euro portfolio consisting predominantly of variable-rate government and corporate bonds

ISIN (International Securities Identification Number)

LU1534068801

Currency

EUR

Asset managers

DWS

Regulatory authority

Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)

Product details

Product name

UnitPlus Cash

Funds

DWS Floating Rate Notes FC

Annualized interest yield (October 2025)

2.40%

Benchmark

/

Total fund assets (November 2025)

EUR 10,873.56 million

Investment order

Diversified Euro portfolio consisting predominantly of variable-rate government and corporate bonds

ISIN (International Securities Identification Number)

LU1534068801

Currency

EUR

Asset managers

DWS

Regulatory authority

Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)

Product details

Product name

UnitPlus Term Deposit

Funds

DWS Floating Rate Notes FC

Annualized interest yield (October 2025)

2.40%

Benchmark

/

Total fund assets (November 2025)

EUR 10,873.56 million

Investment order

Diversified Euro portfolio consisting predominantly of variable-rate government and corporate bonds

ISIN (International Securities Identification Number)

LU1534068801

Currency

EUR

Asset managers

DWS

Regulatory authority

Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)

Product details

Product name

UnitPlus Term Deposit

Funds

DWS Floating Rate Notes FC

Annualized interest yield (October 2025)

2.40%

Benchmark

/

Total fund assets (November 2025)

EUR 10,873.56 million

Investment order

Diversified Euro portfolio consisting predominantly of variable-rate government and corporate bonds

ISIN (International Securities Identification Number)

LU1534068801

Currency

EUR

Asset managers

DWS

Regulatory authority

Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)

Do you still have questions?

Turn your company's capital into a driver of profitability. Flexible. Secure. Simple.

Developed in alliance with

The fund is managed by Goldman Sachs Asset Management, one of the world’s most renowned money market experts.

The fund is managed by Goldman Sachs Asset Management, one of the world’s most renowned money market experts.

All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.

© UnitPlus InnoInvest GmbH 2025

Developed and hosted in Germany

All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.

© UnitPlus InnoInvest GmbH 2025

Developed and hosted in Germany

All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.

© UnitPlus InnoInvest GmbH 2025

Developed and hosted in Germany

All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.

© UnitPlus InnoInvest GmbH 2025

Developed and hosted in Germany