UnitPlus Cash - Yield Above ECB Interest Rate
For companies looking to invest short-term liquidity, such as overnight deposits, UnitPlus Cash offers the ideal alternative. The interest rate remains permanently above the ECB deposit facility rate, with no minimum term and no limited promotional period.
For companies looking to invest short-term liquidity, such as overnight deposits, UnitPlus Cash offers the ideal alternative. The interest rate remains permanently above the ECB deposit facility rate, with no minimum term and no limited promotional period.
2.08% p.a.
2.08% p.a.
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Overnight Deposit
UnitPlus Cash
Current yield
Overnight Deposit
UnitPlus Cash
Current Interest Rate
approx. 1.20% p. a,
2.08% p.a.
Current Interest Rate
approx. 1.20% p. a,
2.08% p.a.
Investment Limits
Frequently Cap
None
Investment Limits
Frequently Cap
None
Interest Period
Frequently Limited ('Promotional Interest Rate')
Unlimited
Interest Period
Frequently Limited ('Promotional Interest Rate')
Unlimited
Interest Optimization
Not available
Consistently correlates above the ECB key interest rate
Interest Optimization
Not available
Consistently correlates above the ECB key interest rate
Availability
Redeemable at any time
Withdrawable at any time and credited to your bank account within 2 business days
Availability
Redeemable at any time
Withdrawable at any time and credited to your bank account within 2 business days
Security
Deposit protection up to €100,000
Amounts are fully protected as segregated assets
Security
Deposit protection up to €100,000
Amounts are fully protected as segregated assets
Interest Credit
Monthly or quarterly
Daily
Interest Credit
Monthly or quarterly
Daily
Suitability for Large Amounts
For amounts exceeding €100,000, deposit insurance may be reduced or cease altogether.
Practicable for large sums through special funds
Suitability for Large Amounts
For amounts exceeding €100,000, deposit insurance may be reduced or cease altogether.
Practicable for large sums through special funds
Yield accrual history
Total yield over period
Total yield over period
—
—
3 months
3M
6 months
6M
1 year
1Y
Max
Product details
Product name
UnitPlus Cash
Fund
Liquid Euribor 3M
Liquid Euribor 3M
Annualized Interest Yield
2.08% p.a.
2.08% p.a.
Benchmark
3-Month Euribor
3-Month Euribor
Total fund assets
3.207,45 Mio. EUR
Investment Order
Diversified Euro portfolio consisting of fixed and variable-rate money market instruments
Diversified Euro portfolio consisting of fixed and variable-rate money market instruments
ISIN
LU0396758541
Currency
EUR
EUR
Asset manager
Goldman Sachs Asset Management
Regulatory Authority
Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
Developed in alliance with
The fund is managed by Goldman Sachs Asset Management, one of the world’s most renowned money market experts.
Get started right away
Register today to earn interest from day one. Or schedule a conversation to discuss everything with our team.
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All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2026
Developed and hosted in Germany
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All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2026
Developed and hosted in Germany
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2026
Developed and hosted in Germany
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2026
Developed and hosted in Germany