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UnitPlus Overnight – yield above ECB interest rate
For companies looking to invest short-term liquidity, UnitPlus Overnight offers an attractive alternative to overnight deposit accounts. Interest rates are permanently above the ECB deposit rate. No minimum term and no limited promotional period.
UnitPlus Overnight – yield above ECB interest rate
For companies looking to invest short-term liquidity, UnitPlus Overnight offers an attractive alternative to overnight deposit accounts. Interest rates are permanently above the ECB deposit rate. No minimum term and no limited promotional period.
UnitPlus
2.04 % p.a.
UnitPlus
UnitPlus
UnitPlus Overnight
2.04 % p.a.
UnitPlus
UnitPlus
UnitPlus Overnight
2.04 % p.a.
UnitPlus
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UnitPlus Overnight – yield above ECB interest rate
For companies looking to invest short-term liquidity, UnitPlus Overnight offers an attractive alternative to overnight deposit accounts. Interest rates are permanently above the ECB deposit rate. No minimum term and no limited promotional period.
UnitPlus
UnitPlus Overnight
2.04 % p.a.
UnitPlus
Powered by
Powered by
Overnight Deposit
UnitPlus Overnight
Current yield
Overnight Deposit
UnitPlus Overnight
Current yield
Overnight Deposit
UnitPlus Overnight
Current yield
Overnight Deposit
UnitPlus Overnight
Current yield
approximately 1.20% per annum
2.04% p.a.
Current yield
approximately 1.20% per annum
2.04% p.a.
Current yield
approximately 1.20% per annum
2.04% p.a.
Current yield
approximately 1.20% per annum
2.04% p.a.
Investment Limits
Frequently Cap
None
Investment Limits
Frequently Cap
None
Investment Limits
Frequently Cap
None
Investment Limits
Frequently Cap
None
Interest Period
Frequently Limited ('Promotional Interest Rate')
Unlimited
Interest Period
Frequently Limited ('Promotional Interest Rate')
Unlimited
Interest Period
Frequently Limited ('Promotional Interest Rate')
Unlimited
Interest Period
Frequently Limited ('Promotional Interest Rate')
Unlimited
Interest Optimization
Not available
Consistently correlates above the ECB key interest rate
Interest Optimization
Not available
Consistently correlates above the ECB key interest rate
Interest Optimization
Not available
Consistently correlates above the ECB key interest rate
Interest Optimization
Not available
Consistently correlates above the ECB key interest rate
Availability
Redeemable at any time
Redeemable at any time
Availability
Redeemable at any time
Redeemable at any time
Availability
Redeemable at any time
Redeemable at any time
Availability
Redeemable at any time
Redeemable at any time
Security
Deposit protection up to €100,000
Amounts are fully protected as segregated assets
Security
Deposit protection up to €100,000
Amounts are fully protected as segregated assets
Security
Deposit protection up to €100,000
Amounts are fully protected as segregated assets
Security
Deposit protection up to €100,000
Amounts are fully protected as segregated assets
Interest Credit
Monthly or quarterly
Daily
Interest Credit
Monthly or quarterly
Daily
Interest Credit
Monthly or quarterly
Daily
Interest Credit
Monthly or quarterly
Daily
Suitability for Large Amounts
For amounts exceeding €100,000, deposit insurance may be reduced or cease altogether.
Practicable for large sums through special funds
Suitability for Large Amounts
For amounts exceeding €100,000, deposit insurance may be reduced or cease altogether.
Practicable for large sums through special funds
Suitability for Large Amounts
For amounts exceeding €100,000, deposit insurance may be reduced or cease altogether.
Practicable for large sums through special funds
Suitability for Large Amounts
For amounts exceeding €100,000, deposit insurance may be reduced or cease altogether.
Practicable for large sums through special funds
Developed in alliance with
The fund is managed by Goldman Sachs Asset Management, one of the world’s most renowned money market experts.
Produktdetails
Product name
UnitPlus Daily Savings Account
Funds
Liquid Euribor 3M
Annualized Interest Yield (Jan 2026)
2.04%
Benchmark
3-month Euribor
Total Fund Assets (Jan 2026)
€3,207.45 million
Investment Order
Diversified Euro portfolio consisting of fixed and variable rate money market instruments
ISIN
LU0396758541
Currency
EUR
Asset manager
Goldman Sachs Asset Management
Regulatory Authority
Federal Financial Supervisory Authority (BaFin)
Product name
UnitPlus Savings Account
Funds
Liquid Euribor 3M
Annualized Interest Yield (Dec 2025)
2.04%
Benchmark
3-month Euribor
Total Fund Assets (Nov 2025)
€3,207.45 million
Investment Order
Diversified Euro portfolio consisting of fixed and variable rate money market instruments
International Securities Identification Number (ISIN)
LU0396758541
Currency
EUR
Asset manager
Goldman Sachs Asset Management
Regulatory Authority
Federal Financial Supervisory Authority (BaFin)
Product name
UnitPlus Savings Account
Funds
Liquid Euribor 3M
Annualized Interest Yield (Dec 2025)
2.04%
Benchmark
3-month Euribor
Total Fund Assets (Nov 2025)
€3,207.45 million
Investment Order
Diversified Euro portfolio consisting of fixed and variable rate money market instruments
ISIN
LU0396758541
Currency
EUR
Asset manager
Goldman Sachs Asset Management
Regulatory Authority
Federal Financial Supervisory Authority (BaFin)
Product name
UnitPlus Cash
Funds
Liquid Euribor 3M
Annualized Interest Yield (Dec 2025)
2.04%
Benchmark
3-month Euribor
Total Fund Assets (Nov 2025)
€3,207.45 million
Investment Order
Diversified Euro portfolio consisting of fixed and variable rate money market instruments
ISIN
LU0396758541
Currency
EUR
Asset manager
Goldman Sachs Asset Management
Regulatory Authority
Federal Financial Supervisory Authority (BaFin)
Product name
UnitPlus Cash
Funds
Liquid Euribor 3M
Annualized Interest Yield (Dec 2025)
2.04%
Benchmark
3-month Euribor
Total Fund Assets (Nov 2025)
€3,207.45 million
Investment Order
Diversified Euro portfolio consisting of fixed and variable rate money market instruments
ISIN
LU0396758541
Currency
EUR
Asset manager
Goldman Sachs Asset Management
Regulatory Authority
Federal Financial Supervisory Authority (BaFin)
Produktdetails
Produktdetails
Developed in alliance with
The fund is managed by Goldman Sachs Asset Management, one of the world’s most renowned money market experts.
Developed in alliance with
The fund is managed by Goldman Sachs Asset Management, one of the world’s most renowned money market experts.
Keep your funding safe, flexible, and earning - until it's needed for your business expenses.
Keep your funding safe, flexible, and earning - until it's needed for your business expenses.
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2026
Developed and hosted in Germany
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2026
Developed and hosted in Germany
Learn more about UnitPlus Business with our product video
Watch video
Resources
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2026
Developed and hosted in Germany
All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.
© UnitPlus InnoInvest GmbH 2026
Developed and hosted in Germany
Webinar: Put an end to zero interest – make your cash work for you
Webinar: Put an end to zero interest – make your cash work for you
Webinar: Put an end to zero interest – make your cash work for you
Webinar: Put an end to zero interest – make your cash work for you