UnitPlus Overnight – Extra Interest on Your Overnight Deposits

For companies looking to invest short-term liquidity, such as overnight cash, UnitPlus Overnight offers an optimal solution. The interest rate is above the European Central Bank’s key rate due to an additional interest margin. No minimum term and no limited promotional period.

Top Corporate Daily Deposit Rates

Finanzvergleich.com

2.32% p.a.

2.32% p.a.

Supported by

Overnight Deposit

UnitPlus Overnight

Current yield

Overnight Deposit

UnitPlus Overnight

Current Interest Rate

approx. 1.20% p. a,

2.32% p.a.

Current Interest Rate

approx. 1.20% p. a,

2.32% p.a.

Investment limits

Frequently Cap

None

Investment limits

Frequently Cap

None

Interest duration

Frequently Limited ('Promotional Interest Rate')

Unlimited

Interest duration

Frequently Limited ('Promotional Interest Rate')

Unlimited

Interest optimization

Not available

Permanently correlated with the ECB key interest rate

Interest optimization

Not available

Permanently correlated with the ECB key interest rate

Availability

Withdrawals possible at any time

Payable at any time and credited to the bank account within 3 business days

Availability

Withdrawals possible at any time

Payable at any time and credited to the bank account within 3 business days

Security

Deposit protection up to €100,000

Funds fully protected as segregated assets (”Sondervermögen”)

Security

Deposit protection up to €100,000

Funds fully protected as segregated assets (”Sondervermögen”)

Interest crediting

Monthly or quarterly

Daily

Interest crediting

Monthly or quarterly

Daily

Suitability for Large Amounts

Low, as deposit protection may laps or decrease for amounts above €100,000

High, as all funds are protected due to segregated asset protection

Suitability for Large Amounts

Low, as deposit protection may laps or decrease for amounts above €100,000

High, as all funds are protected due to segregated asset protection

How can such attractive interest rates be generated?

01.
UnitPlus Overnight, in partnership with BNP Paribas, uses a strategy in which the daily interest yield of the official euro short-term rate (€STR) is paid, plus an additional margin (extra interest).

Product details

Product name

UnitPlus Overnight

UnitPlus Overnight

Funds

BNP PARIBAS EASY EUR OVERNIGHT

BNP PARIBAS EASY EUR OVERNIGHT

Annualized Interest Yield

2.32% p.a.

Benchmark

/

/

Total fund assets

EUR 1,900.00 million

Investment Order

Calculation of the euro short-term rate (€STR) plus an additional margin

Calculation of the euro short-term rate (€STR) plus an additional margin

ISIN

LU3025346241

Currency

EUR

EUR

Asset manager

BNP Paribas Asset Management

Regulatory Authority

Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)

Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)

Developed in alliance with

BNP Paribas Asset Management

Get started right away

Register today to earn interest from day one. Or schedule a conversation to discuss everything with our team.

Our seamless digital onboarding process ensures you can get started with confidence, while sparing you unnecessary steps and paperwork.

All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.

© UnitPlus InnoInvest GmbH 2026

Developed and hosted in Germany

All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.

© UnitPlus InnoInvest GmbH 2026

Developed and hosted in Germany

All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.

© UnitPlus InnoInvest GmbH 2026

Developed and hosted in Germany

All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.

© UnitPlus InnoInvest GmbH 2026

Developed and hosted in Germany