UnitPlus Overnight – Extra Interest on Your Overnight Deposits
Open an account in just 20 minutes.
Supported by
Secure Investments: Term deposits offering predictable returns.
Consistently competitive interest rates - calculated daily
Secure permanently superior interest rates yield exceeding the ECB key rate. Daily interest payments optimize your returns by cultivating a maximum compounding effect.
Securely held as segregated client assets, providing protection even beyond the scope of statutory deposit guarantee schemes
As these assets are structured as segregated client funds, your holdings are fully protected against bank insolvency without any limit.
With your existing business account
UnitPlus Festgeld integrates seamlessly with your business account—regardless of your bank. There is no need to switch financial institutions.
Open your fixed-term deposit account in just 20 minutes
01
Open your corporate account
The registration process takes approximately 20 minutes. Once confirmed by our compliance department, you will typically be able to deposit liquidity within 1-2 hours.
02
Deposit your funds
Conveniently transfer your funds via bank transfer to your UnitPlus Business Account, where all assets—even those exceeding the deposit guarantee limit—are securely protected as segregated client funds.
03
Secure Your Fixed-Term Deposit Yields
Your funds are deployed to generate daily interest credits. Your dashboard provides a real-time, comprehensive overview of your accumulated yield and current deposit balance.
Fixed-Term Deposit Comparison: UnitPlus vs. Other Providers
Provider
Interest rate
Holding period
UnitPlus Business
2.70%
Daily liquidity
Volkswagen Bank
2.00 - 3.00%
3 - 12 Months
Fyrst
2.00 - 2.33%
3, 6, 12 months
Deutsche Bank
2.00 - 2.33%
3, 6, 12 months
Commerzbank
2.25%
12 months, minimum €1,000,000
Postbank
2.00 - 2.20%
3, 6, 12 months
As of June 2026
Secure your fixed interest rate for the coming months now.
01
Invest capital predictably and profitably
Do you have capital that you do not require in the medium term? With UnitPlus Fixed Deposit, you can secure an attractive interest rate while maintaining complete flexibility at all times your financial flexibility.
02
Raising capital for investments
State-of-the-art machinery, expanded staffing, the next stage of growth? Secure capital offering highly competitive returns—with the flexibility to access it exactly when your business requires.
03
Growing business assets
Seeking to temporarily park high surplus liquidity? With UnitPlus Fixed-Term Deposit, you secure high yields while maintaining full flexibility at all times.
Whatever your plans may be: your capital remains secure.
Your liquidity is managed separately as a legally protected special fund, and thus protected against bank insolvency, even above the deposit insurance limit. Your company’s liquidity remains entirely your property. By investing in the highly regulated money market, stability and liquidity are ensured.
Get started right away
Register today to earn interest from day one. Or schedule a conversation to discuss everything with our team.
Our seamless digital onboarding process ensures you can get started with confidence, while sparing you unnecessary steps and paperwork.
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