Introduction of an Additional Cash Solution and Historical Liquidity Analysis

We are currently significantly expanding the UnitPlus Business platform. As a first step, we are partnering with BNP Paribas to introduce an additional overnight cash alternative offering a current annual yield of 2.32% p.a.

At a glance: Our optimized investment structure

To make room for additional offerings, we have optimized our cash investment structure. This enables companies to build an ideal interest rate ladder that generates optimal returns for every investment horizon and in every interest rate environment.

How can UnitPlus Overnight Cash generate such attractive interest rates?

In partnership with BNP Paribas, UnitPlus Overnight Cash uses a strategy that pays the daily return of the official euro short-term rate (€STR) plus an additional margin (extra yield).

This additional interest margin, currently 0.45%, is paid by BNP Paribas, one of Europe’s largest banks, which in return can optimize its balance sheet and conserve regulatory capital.

As a result, UnitPlus Overnight Cash offers companies the opportunity to earn an annual return of 2.32% (as of May 2026), significantly exceeding traditional overnight deposit accounts. If in the future the European Central Bank (ECB). hikes interest rates, the additional yield will be automatically added (the mechanism also applies if the ECB decreases interest rates). 

As always, funds can be flexibly allocated, reallocated, or withdrawn from the individual investment vehicles at any time. All transactions remain free of charge at all times. In addition, all investments are fully protected as segregated assets.

New features: Historical cash flow analysis & API integration

In addition to the new investment opportunities, we have expanded the platform with valuable new features:

• Historical Cash Flow Tool: Companies can now use this tool free of charge to professionalize their finance department without having to invest in expensive treasury software. This not only reduces workload in finance teams but also increases productivity.

• Dedicated API Integration: UnitPlus Business can now be seamlessly integrated into existing ERP, CRM, or treasury systems. This saves time and consolidates all financial data in one central location.

Do you have any questions? Then feel free to send us an email or book a consultation appointment here.