Make more of your network – and earn a €150 reward!

You’re already using UnitPlus privately to invest your money smartly. Now you can share the same benefits with fellow entrepreneurs – and profit yourself: Recommend UnitPlus Business with our new capital market CFO for companies and secure a €150 UnitPlus bonus in your account.

Here’s how it works:

1. Open your UnitPlus app and copy your personal 5-digit referral code under “UnitPlus Bonus.”

2. Share the code with CFOs, founders, or finance teams in your network; the company enters it during the registration process.

3. As soon as the company has completed its registration and we’ve finished all necessary checks, you’ll receive €150 as a UnitPlus bonus – with no limit on the number of referrals.

With every recommendation, you help mid-sized businesses manage their excess liquidity professionally – while building yourself a nice extra income cushion on the side. Win-win!

Welcome to the Future of Cash Management: The Capital-Markets CFO from UnitPlus Business

UnitPlus Business takes cash management to the next level, bringing the treasury expertise of the world’s most successful corporations into your company. With our digital Capital-Markets CFO, modern CFOs and finance decision-makers gain a powerful tool to manage surplus liquidity strategically, safely and profitably—flexibly across every interest-rate cycle. Turn idle cash from a passive reserve into an active source of earnings — from day one.

What Global Corporations Already Do – Now Available to Every Company

International giants like Apple, Microsoft and Berkshire Hathaway have used the capital markets as a strategic instrument for years. Warren Buffett’s Berkshire Hathaway is a striking example: in Q1 2025 the company held more than USD 330 billion in short-term U.S. Treasuries, earning almost USD 12 billion in 2024 alone.

Until now, such professional treasury strategies were reserved for large corporations with dedicated finance departments. With UnitPlus Business, we bring this expertise to every company—automated, digital and ready to use immediately.

The Capital-Markets CFO: Your Intelligent Finance Cockpit

The new UnitPlus Business cockpit analyzes your company’s liquidity in real time, identifies untapped cash reserves and presents multiple investment options—always aiming to balance security, flexibility and attractive returns.

The three investment vehicles at a glance:

Instant-Access Alternative—daily liquidity, stable yield

Ideal for funds that must remain readily available. This solution is based on one of Europe’s largest institutional money-market funds (assets > €25 billion) and tracks the European Central Bank (ECB) deposit rate.

3-Month Euribor—market-driven, predictable interest

As the benchmark rate for Europe’s money market, the 3-month Euribor has historically yielded 0.20–0.40 percentage points above the ECB policy rate. Perfect for capital with a horizon of a few weeks or more—professionally managed by Goldman Sachs Asset Management.

Treasury Allocation—strategic rate advantage

For liquidity with a horizon of six months or longer. This actively managed bond fund invests in short-term, floating-rate government and corporate bonds denominated in euros. Target returns are 0.30–0.60 percentage points above the 3-month Euribor.

Full Control of Your Corporate Liquidity

Connect all your business accounts to the UnitPlus Business cockpit in just a few clicks and gain a holistic, real-time overview of your liquidity. Make well-informed, strategic decisions at any time while safeguarding operational agility.

What the Capital-Markets CFO (Still) Doesn’t Do?

UnitPlus Business puts the best tools in your hands — but strategic allocation decisions remain yours. The Capital-Markets CFO does not automatically allocateyour funds; instead, it supports you in steering them independently. Integration with DATEV will follow in the second half of 2025.

Who Is UnitPlus Business Perfect For?

• Companies with short-term surplus cash

  
  

• Firms with structured working-capital management

  
  

• Start-ups seeking to invest their funding strategically

  
  

• CFOs looking to boost returns using modern capital-market strategies

  
  

• Businesses wanting to manage liquidity flexibly across different durations

Get Started Now – with UnitPlus Business

Open the next chapter in your cash management. Register today or book a personal consultation.