Security & Privacy – our highest priority

We don’t cut any corners when it comes to handling your money. Your money is protected with us at the highest regulatory and technical level.

Security through technology

State of the art technology

We’ve fundamentally built UnitPlus from scratch to give you the safest, most convenient and flexible investment experience in the world. We believe in efficiency, cost effectiveness and automation so that your investment success is our success.

Controlled access

Your UnitPlus account is secured with a PIN code of your choice. You have full control and the only access to the app. Sensitive activities can only be initiated from your registered mobile device (“Trusted Device”) and withdrawals can only be made to the reference account (“Trusted Account”) you have specified. This closed system ensures that only you can access your money.

Secure payments

The UnitPlus card is issued in cooperation with the leading card network Mastercard and allows you to pay worldwide free of charge and securely offline as well as online. In case of loss, you can easily block your card at any time in the UnitPlus app.

State of the art technology

We’ve fundamentally built UnitPlus from scratch to give you the safest, most convenient and flexible investment experience in the world. We believe in efficiency, cost effectiveness and automation so that your investment success is our success.

Controlled access

Your UnitPlus account is secured with a PIN code of your choice. You have full control and the only access to the app. Sensitive activities can only be initiated from your registered mobile device (“Trusted Device”) and withdrawals can only be made to the reference account (“Trusted Account”) you have specified. This closed system ensures that only you can access your money.

Secure payments

The UnitPlus card is issued in cooperation with the leading card network Mastercard and allows you to pay worldwide free of charge and securely offline as well as online. In case of loss, you can easily block your card at any time in the UnitPlus app.

Encrypted information transmission

All personal data is encrypted and transmitted only via SSL protocols using the latest security technologies. These protocols, together with Certificate Pinning, ensure that communication between your mobile phone and our systems is secure.

Open Banking

Our systems communicate securely with each other, and not just with our personalized savings plan – the highest standard ensures data exchange between banks and us: so-called SX2A interfaces in accordance with the EU regulation “Payment Service Directive II’ (PSDII).

Security through regulation

Safe custody

Your UnitPlus portfolio is legally considered a special fund. The money you invest is yours at all times – and yours alone. This means that your money is protected even in the event of UnitPlus or Aion Bank becoming insolvent.

Reliable banking partner

Your UnitPlus account is managed for you by our strong banking partner, Aion Bank. Aion Bank is a fully licensed, state-of-the-art European bank, with all the usual banking regulations, which is supervised in Germany by the Federal Financial Supervisory Authority (BaFin).

Deposit guarantee scheme

Every bank in the EU is covered by the deposit guarantee scheme. This protection refunds your money, if it has not yet been traded and booked in your securities account, up to a sum of 100,000€.

Investor Compensation Act

In the unlikely event that Aion Bank, as a financial institution, should actually become insolvent, the Investor Compensation Act will also apply to your securities that are still being traded. Here, your investments in trade are protected up to 20,000€.

Security through access and transparency

Highest possible flexibility

You can access your portfolio at any time via the UnitPlus card. In the app, you can also have your portfolio paid out in part or in full to the reference account of your choice. There are no costs for this.

Maximum transparency

Not only do we pay attention to a high level of transparency when it comes to fees, but also when it comes to the one-time registration and cancellation. You can cancel your UnitPlus account at any time in the app and at no cost.

Security through data protection

Secure data storage

We treat your personal data with the utmost care and follow the latest security and data protection regulations according to DSGVO. Your data will only be processed with your consent and especially sensitive data will only be stored in the EU.

Cookies

Our website uses cookies to personalize our browsing experience for you. You have the option to choose whether you want to accept all cookies or only necessary cookies. For a detailed explanation of cookies and the privacy policy, please see HERE.

Security through technology

Technology

Use UnitPlus 3 months for free* plus get 10€ starting credit.

*Applies to the monthly usage fee and the investment fee, not to ATM withdrawals.