Why do the portfolios consist only of ETFs?

ETFs are an inexpensive but very sensible way to invest your money worldwide. Moreover, ETFs are traded transparently on the stock exchange every working day. Since a selective choice of individual stocks (stock picking) and the correct assessment of investment times (market timing) do not generate higher returns in the long term, we consider ETFs to be the most sensible way of investing money, also from a risk-return point of view. However, we evaluate this on an ongoing basis in the interest of all users.