How much return can I expect?

Investing involves risks and therefore a positive return is not guaranteed, even with UnitPlus. The good news: Over the long term, capital markets rise. On average, a broadly diversified equity portfolio has historically generated returns of around 8% per year. To ensure that your money is well diversified, the four UnitPlus portfolios invest globally in over 800 companies with recognised sustainability criteria. Part of the money is invested not only in equities but also in bonds to further improve the risk-return ratio. Based on historical data, UnitPlus portfolios have generated returns of between 4% and 8% per year. Of course, there have been years where it has been significantly more and other years where the return has been negative. If you want to know more about this, take a look at our return calculator on the website, which shows you the performance of various deposit plans based on historical data.