What exactly is FlexPlus?

FlexPlus is our alternative to short-term deposit accounts. The portfolio combines the yield of short-term government bonds with the flexibility of global payments. Investments are made exclusively via ETFs into European government bonds with short maturities and high credit ratings. At the same time, the portfolio can be used for making free payments worldwide with the UnitPlus card and your smartphone. The target is an annual return of approximately 3.0%. Since the portfolio is constantly optimizing itself, it also automatically adjusts to interest rate developments, which is not the case with traditionally offerings.