For a long time, an MSCI World ETF was considered the gold standard for cost-effective investment for everyone. But now the next big trend is coming from the USA, taking ETFs to a new level: Active ETFs. In collaboration with J.P. Morgan Asset Management, UnitPlus has now launched the first active ETF portfolio in Germany…
On the 12th December, the European Central Bank (ECB) lowered the deposit rate by 0.25% to 3.0%. On the 18th December, the Federal Reserve (Fed) in the USA followed suit and also reduced interest rates by 0.25% to a range of 4.25% to 4.50%. The announcement by Jerome Powell, Chairman of the Federal Reserve, is…
AktienPlus sets new standards in portfolio construction with active ETFs. In cooperation with JP Morgan Asset Management, it offers a portfolio that combines the advantages of traditional ETFs with the investment expertise of JP Morgan Asset Management – and thus aims to outperform the market as a whole over the long term. Below we take…
Since the start of the interest rate turnaround in July 2022, over 180 billion euros have flown into fixed-term deposits in Germany. With two-year fixed-term deposits, you can currently enjoy an average of 2.21% interest per year (as of December 16, 2024). This makes fixed deposit accounts a sensible addition to daily savings in the…
For some months now, savers have again enjoyed rising interest rates. Especially the overnight deposit account is enjoying strong growth in Germany. With CashPlus, UnitPlus has developed a globally innovative call money 2.0 superior to traditional call money accounts. Today, we will examine why this is the case in greater detail. Introducing the classic call…
UnitPlus Business is becoming increasingly popular as a solution for modern liquidity management for German SMEs even before its launch. The product has now even been awarded the German Excellence Prize 2024. For us at UnitPlus, one thing is clear: German SMEs are excellent. That is why we don’t only want to win prizes with UnitPlus Business, but…
The UnitPlus Mountain portfolios are particularly suitable for long-term asset accumulation and were recognized as the best investment newcomer of 2023 in Germany last summer by the Institut für Vermögensaufbau. To ensure the portfolios achieve attractive long-term performance with moderate capital market risk, we constantly review the composition of the portfolios and optimize them if…
Berlin / Frankfurt, 26th of March 2024 UnitPlus is building and distributing a liquidity management solution for small and mid-sized German companies (SMEs), which will include a Goldman Sachs Asset Management managed fund solution. While historically almost exclusively large corporates with their financial and investment expertise and respective internal resources were able to invest company…
With the imminent market launch of UnitPlus Business, UnitPlus is taking liquidity management for German SMEs to a new level. What makes the money market so interesting for modern liquidity management is shown in two exciting graphics, which we examine in more detail below. Money invested in the money market increases significantly during times of…
The UnitPlus Mountain portfolios offer an intelligent selection for long-term growth and global diversification. They are developed by experts using state-of-the-art analysis tools to exploit global return opportunities and broadly diversify risk factors. All portfolios aim to generate a risk-adjusted excess return compared to active funds and investments in individual equities and ETFs, enabling a…
Warren Buffett is not only one of the best-known investors in the world but has also controlled the fortunes of his company Berkshire Hathaway for over half a century. In addition to over 80 companies, the conglomerate owns a stock portfolio worth over USD 300 billion and over USD 100 billion in cash and short-term…
With our major update in mid-November, it is now possible to invest in multiple investment strategies simultaneously. Here, we explain who this approach is useful for and how you can activate additional strategies. Harnessing the power of the capital market Many of you currently use CashPlus from UnitPlus, the overnight money account 2.0, where the…