For a long time, an MSCI World ETF was considered the gold standard for cost-effective investment for everyone. But now the next big trend is coming from the USA, taking ETFs to a new level: Active ETFs. In collaboration with J.P. Morgan Asset Management, UnitPlus has now launched the first active ETF portfolio in Germany…
On the 12th December, the European Central Bank (ECB) lowered the deposit rate by 0.25% to 3.0%. On the 18th December, the Federal Reserve (Fed) in the USA followed suit and also reduced interest rates by 0.25% to a range of 4.25% to 4.50%. The announcement by Jerome Powell, Chairman of the Federal Reserve, is…
AktienPlus sets new standards in portfolio construction with active ETFs. In cooperation with JP Morgan Asset Management, it offers a portfolio that combines the advantages of traditional ETFs with the investment expertise of JP Morgan Asset Management – and thus aims to outperform the market as a whole over the long term. Below we take…
UnitPlus has closed a new financing round of 4.7 million euros, led by the UK-based VC Pact and the Liechtenstein-based FinTech investor Seed X. The round also included contributions from other VCs, prominent business angels, and existing investors, such as Ewor founder Daniel Dippold, Alexandros Bottenbruch of PayPal Ventures, the Dr. Giesen Family Office, and…
UnitPlus has closed a new financing round of 4.7 million euros, led by the UK-based VC Pact and the Liechtenstein-based FinTech investor Seed X. The round also included contributions from other VCs, prominent business angels, and existing investors, such as Ewor founder Daniel Dippold, Alexandros Bottenbruch of PayPal Ventures, the Dr. Giesen Family Office, and…
At some point, every successful company will inevitably face a critical question: what do we do with our cash? Whether this cash came through operational income or other revenue streams, SMEs and companies in general should once in a while rethink their current strategy and weigh out different options and new opportunities from time to…
On Wednesday, August 14th, we had the privilege of hosting a webinar with Tom Griffiths, a seasoned Portfolio Manager at Goldman Sachs Asset Management (GSAM). For those who couldn’t join us live, this blog post captures the essence of the discussion, highlighting the most important insights and takeaways. The session began with an introduction to…
With the interest rate cut of 25 basis points on June 6, 2024, the ECB’s rate hike cycle has officially come to an end. Previously, the ECB had raised interest rates by a total of 4.5% or 450 basis points within 14 months. This followed for more than a decade of almost continuous interest rate…
Investing can seem intimidating, especially for young people who are just beginning to plan their financial future. However, long-term investments can offer significant benefits through the power of compound interest. This is where ETFs (Exchange-Traded Funds) come into play, providing a simple way to acquire a broadly diversified portfolio. In this article, I’ll explain why…
Money market funds are a crucial component of the financial system, providing liquidity and stability for various investors. This article explores what money markets are, the key players involved, and the benefits of investing in these funds. What are Money Markets? The money market is a vital segment of the financial markets, facilitating short-term borrowing,…
Earlier this month, the European Central Bank (ECB) cut its interest rates by 25 basis points (bps) for the first time since 2019. This significant move marks a potential shift in monetary policy, with experts predicting further rate cuts later this year, possibly another 25 bps in September or December. But what does this mean for your small business…
Since the start of the interest rate turnaround in July 2022, over 180 billion euros have flown into fixed-term deposits in Germany. With two-year fixed-term deposits, you can currently enjoy an average of 2.21% interest per year (as of December 16, 2024). This makes fixed deposit accounts a sensible addition to daily savings in the…