Frequently asked questions and answers

In our FAQ you will find answers to the most frequently asked questions about UnitPlus and investing in general.

Does it make sense to use the UnitPlus card for tax optimisation?

Definitely! By utilizing the annual tax allowance (“Sparerpauschbetrag”), 801 EUR for individuals (1,602 EUR for married couples) can be used. For example, if you’ve invested for 10 years and receive a profit from the investment after 10 years, the tax allowance will only be employed then.

With UnitPlus, you can pay at any time with your invested money, and ideally, you can always use your positive return . This allows you to make much better use of the tax-free allowance each year.

You can also find more on this topic on our blog HERE (

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