Buy the things you love with your UnitPlus Card

Die UnitPlus Karte ist die weltweit erste ETF-basierte Debitkarte, mit der du jederzeit und von überall auf dein Investment zugreifen kannst.

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With the UnitPlus card, your money is actively invested in your portfolio until you pay with it.

Smart
Invest your money in professionally managed ETF portfolios until you pay with it.
Flexible
Invest long term without being constrained in the short term.
Free of charge
Pay worldwide for free with the UnitPlus card. Everywhere, Mastercard is accepted.

Further Pluspoints of the UnitPlus card

Secure your innovative investment from UnitPlus now for 1 month without a basic fee.

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You still have questions? We have the answers:

Where can I pay with the UnitPlus card?

Conveniently pay with your UnitPlus card anywhere Mastercard is accepted. That’s at over 70 million points of acceptance worldwide.

Where does the money on my UnitPlus card come from?

With your new UnitPlus card you can easily and conveniently pay directly with your UnitPlus portfolio. You decide which portfolio you want to invest in during the onboarding process. So your money is invested in a professional portfolio until you want to pay with it.

Can I pay with my entire investment at once?

As with any bank card, the UnitPlus card also has a limit. With UnitPlus, this is €2,000, or 70% of the portfolio value, but can be temporarily increased up to 5,000€ if the portfolio is large enough. For example, if 1,000€ is invested, 700€ are available for payments. If 5.000€ are invested, the available amount is 2.000€.

The threshold of 70% for portfolio holdings below 2,600€ is for your protection and to ensure that you do not spend more with the bank card than you have as an equivalent in your portfolio at the time of the partial sale. The possibility of a complete liquidation of the portfolio via the app exists at any time. In your app you can see at any time how high your current withdrawal limit is.