UnitPlus
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Buy the things you love with your UnitPlus Card
Die UnitPlus Karte ist die weltweit erste ETF-basierte Debitkarte, mit der du jederzeit und von überall auf dein Investment zugreifen kannst.
With the UnitPlus card, your money is actively invested in your portfolio until you pay with it.
Smart
Invest your money in professionally managed ETF portfolios
until you pay with it.
Flexible
Invest long term without being constrained in the short term.
Free of charge
Pay worldwide for free with the UnitPlus card. Everywhere,
Mastercard is accepted.
Hello Apple Pay
Connect your UnitPlus card with Apple Pay or Google Pay and pay with your invested money directly via your smartphone or smartwatch. This way, the power of investing comes directly to your favorite device for quick shopping.
Cashback was yesterday. ETF-back is today.
You’re probably familiar with cashback programs. We go one step further with ETF-back. Every time you pay with your UnitPlus card, you get 0.10% of your purchase value back. But not in cash, in ETFs. The money is donated to your portfolio at the end of each quarter. Sounds smart? That’s because it is.
Further Pluspoints of the UnitPlus card
Automatically deduct taxes
Not only do we automatically take care of the tax settlement, but you also have the option of setting up your exemption order with us.
Pay contactless
We want to make payment as easy and convenient as possible for you. That’s why you can use your UnitPlus card, smartphone or smartwatch to make contactless payments at any time.
Keep a full overview
Together with the UnitPlus app, you can keep track of your deposits and withdrawals to ensure you’re always on top of your investments.
Play it safe
UnitPlus and Mastercard ensure that your transactions are always safe. You can also block or unblock your card in the app.
Think about the future
With the recyclable UnitPlus card, you’re taking care of your future in two ways – building your investment and protecting the environment.
Führe Steuern automatisch ab
Wir kümmern uns nicht nur automatisch um die steuerliche Verrechnung, sondern du hast auch die Möglichkeit deinen Freistellungsauftrag bei uns einzurichten.
Pay contactless
We want to make payments as easy and convenient as possible for you. That’s why you can use the UnitPlus card to make contactless payments in stores.
Keep a full overview
Together with the UnitPlus app, you can keep track of your deposits and withdrawals to ensure you’re always on top of your investments.
Play it safe
UnitPlus and Mastercard ensure that your transactions are always safe. You can also block or unblock your card in the app.
Think about the future
With the recyclable UnitPlus card, you’re taking care of your future in two ways – building your investment and protecting the environment.
Secure your innovative investment from UnitPlus now for 1 month without a basic fee.
You still have questions? We have the answers:
Where can I pay with the UnitPlus card?
Conveniently pay with your UnitPlus card anywhere Mastercard is accepted. That’s at over 70 million points of acceptance worldwide.
Where does the money on my UnitPlus card come from?
With your new UnitPlus card you can easily and conveniently pay directly with your UnitPlus portfolio. You decide which portfolio you want to invest in during the onboarding process. So your money is invested in a professional portfolio until you want to pay with it.
Can I pay with my entire investment at once?
As with any bank card, the UnitPlus card also has a limit.
With UnitPlus, this is €2,000, or 70% of the portfolio
value, but can be temporarily increased up to 5,000€ if the
portfolio is large enough. For example, if 1,000€ is
invested, 700€ are available for payments. If 5.000€ are
invested, the available amount is 2.000€.
The threshold of 70% for portfolio holdings below 2,600€ is
for your protection and to ensure that you do not spend more
with the bank card than you have as an equivalent in your
portfolio at the time of the partial sale. The possibility
of a complete liquidation of the portfolio via the app
exists at any time. In your app you can see at any time how
high your current withdrawal limit is.