The investment app for all smart savers.

Simply invest with UnitPlus and pay with your portfolio flexibly whenever and wherever you like to. Sustainable and income-oriented investing has never been easier.

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Our mission is to make investing as easy and convenient as saving.

With UnitPlus you invest in over 800 companies worldwide. We`ve decided to exclude companies operating in controversial industries such as tobacco, gambling and weaponry from our portfolios and instead focus on what matters: the combination of return and sustainability.

world-map world-map
Get to know our future calculator and learn more about the UnitPlus portfolios and their potential performance.
So we asked ourselves:
Why is there no bank card on which the money is smartly invested – until the point in time when we want to spend it? The idea for UnitPlus was born.
8.5% yearly average return of the Word ESG Leader index over the last 10 years minus the 1.2% inflation rate
Real inflation of 1.2% p.a.

We`ve made things simple for you:

Simple deposits
You can not only invest one-time amounts and set up regular savings plans, but also invest amounts specifically tailored to you thanks to our personalized savings plan. Our smart algorithm suggests the ideal investment amount after deducting all spendings at the end of the month, so that you invest the money you don’t need for your everyday life.
Invest individually
The smart UnitPlus algorithm suggests an amount that will likely be left over in your bank account at the end of the month and can therefore be transferred to your UnitPlus investment account. You can decide with just a click whether to follow the suggestion or invest a different amount.
Pay conveniently
Your UnitPlus card lets you make payments as usual – online and offline. What’s new: The coffee you bought this morning? Your weekend shopping expenses? Paid with your portfolio.
Invest every time you pay
Get ETF fractions with every payment you make with UnitPlus ETF-back. It’s like cashback, only better.
Become a smart saver in just a few minutes:
the app
personal information
your portfolio
your identity
Pay no basic fees* for 3 months plus receive €10 welcome bonus as Units
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*For the monthly fee and asset under management, excluding the ATM withdrawal fee.