UnitPlus costs

Your investment success is our top priority. That’s why we think investing in a professional and innovative way shouldn’t cost a fortune. Paying with your UnitPlus card even nothing and that worldwide.

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Our users particularly like:


Costs for worldwide payments


Fees for savings plans and transactions


Professional and constantly optimised investment

Costs that pay off

We think investing money should come at a fair price. That’s why we offer full transparency for full flexibility.

Portfolio / Costs

0.50% of your investment amount annually

External costs for portfolio construction: 0.10% p.a.


2€ per month

External costs for portfolio construction: 0.15% p.a.


2€ per month + 0.50% of your investment amount annually

External costs for portfolio construction: 0.19% p.a.

An additional €2 will be charged per cash withdrawal from an ATM.

What the world’s first investment account app offers you:



Well diversified and professionally run portfolios

Worldwide investment universe

Continuous optimization of your portfolio

Various savings plan options

Automatic calculation of taxes


Free Mastercard debit card

Pay with your portfolio worldwide free of charge

Additional flexibility with Apple Pay

Cashback of 0.10% with each payment


Investments are protected even in the event of insolvency

Access to your money at any time

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What the press says about us:

„Angesichts riesiger Summen, die unverzinst auf deutschen Konten vor sich hin schimmeln, kommt das vom Fintech Unitplus entwickelte Angebot einer direkt über das Konto gesteuerten ETF-Anlage genau richtig.”

„Gewinne aus dem Depot abschöpfen geht dann künftig sehr schnell. Per Debitkarte lassen sich damit Geschenke kaufen, Rechnungen oder Hotels bezahlen. Millionen Akzeptanzstellen, die eben auch traditionelle EC- oder Girokarte genannte Debitkarten akzeptieren, können die Anleger nutzen.”

“As ever, innovation will win out, especially if existing solutions result in disappointing outcomes for clients and customers. In terms of current accounts, people have tolerated poor interest rates for ages now. Add inflation to the picture, and we have the catalyst for new solutions.”

Get UnitPlus one month for free and a welcome bonus of 10€

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