UnitPlus

ZinsPlus

AktienPlus

Mountain Series

This is how investing works today

Professional investment solutions ranging from Savings 2.0 with 2.30% interest to long-term asset accumulation with multi-asset and the first active ETF portfolio in Germany. Smart investing with no effort, but with additional returns.

Excellent

4.5 out of 5

4.6 out of 5

App Store

UnitPlus

ZinsPlus

AktienPlus

Mountain Series

This is how investing works today

Professional investment solutions ranging from Savings 2.0 with 2.30% interest to long-term asset accumulation with multi-asset and the first active ETF portfolio in Germany. Smart investing with no effort, but with additional returns.

Excellent

4.5 out of 5

4.6 out of 5

App Store

This is how investing works today

Professional investment solutions ranging from Savings 2.0 with 2.30% interest to long-term asset accumulation with multi-asset and the first active ETF portfolio in Germany. Smart investing with no effort, but with additional returns.

Excellent

4.5 out of 5

4.6 out of 5

App Store

UnitPlus

ZinsPlus

AktienPlus

Mountain Series

This is how investing works today

Professional investment solutions ranging from Savings 2.0 with 2.30% interest to long-term asset accumulation with multi-asset and the first active ETF portfolio in Germany. Smart investing with no effort, but with additional returns.

Excellent

4.5 out of 5

4.6 out of 5

App Store

Increase your gains with your cash. With ZinsPlus.

0

x

Higher interest

than the average checking account

0

x

Higher interest

than the average overnight deposit account

120

Mio

Bank cards exceed

InterestPlus in the context of interest rates

Increase your gains with your cash. With ZinsPlus.

0

x

Higher interest

than the average checking account

0

x

Higher interest

than the average overnight deposit account

120

Mio

Bank cards exceed

InterestPlus in the context of interest rates

Increase your gains with your cash. With ZinsPlus.

0

x

Higher interest

than the average checking account

0

x

Higher interest

than the average overnight deposit account

120

Mio

Bank cards exceed

InterestPlus in the context of interest rates

Increase your gains with your cash. With ZinsPlus.

0

x

Higher interest

than the average checking account

0

x

Higher interest

than the average overnight deposit account

120

Mio

Bank cards exceed

InterestPlus in the context of interest rates

Daily interest

In the app, you can see how your money is working and generating interest on a daily basis.

Linked to the key interest rate

If the ECB raises the key interest rate, your ZinsPlus interest rate also increases, ensuring you are always optimally interest-bearing.

Make payments worldwide

With the ZinsPlus Mastercard, you can pay with your interest-bearing money without fees anytime, anywhere.

Absolute security

Your money at UnitPlus is safer as special assets than any bank account.

Daily interest

In the app, you can see how your money is working and generating interest on a daily basis.

Linked to the key interest rate

If the ECB raises the key interest rate, your ZinsPlus interest rate also increases, ensuring you are always optimally interest-bearing.

Make payments worldwide

With the ZinsPlus Mastercard, you can pay with your interest-bearing money without fees anytime, anywhere.

High Security

Your money at UnitPlus is safer as special assets than any bank account.

Daily interest

In the app, you can see how your money is working and generating interest on a daily basis.

Linked to the key interest rate

If the ECB raises the key interest rate, your ZinsPlus interest rate also increases, ensuring you are always optimally interest-bearing.

Make payments worldwide

With the ZinsPlus Mastercard, you can pay with your interest-bearing money without fees anytime, anywhere.

Absolute security

Your money at UnitPlus is safer as special assets than any bank account.

Daily interest

In the app, you can see how your money is working and generating interest on a daily basis.

Linked to the key interest rate

If the ECB raises the key interest rate, your ZinsPlus interest rate also increases, ensuring you are always optimally interest-bearing.

Make payments worldwide

With the ZinsPlus Mastercard, you can pay with your interest-bearing money without fees anytime, anywhere.

High Security

Your money with UnitPlus is more secure as special assets than any bank account.

With ZinsPlus, we are revolutionizing the savings account.

Always optimal interest rates

Interest income is linked to the ECB’s key interest rate plus an additional yield booster.

Card payments without fees

Finally, a bank card that earns interest: With our Mastercard, you can make payments worldwide free of charge.

No fixed fees

You pay no fixed fees, only 0.5% per year on the invested amount.

Complete flexibility

ZinsPlus has no term restrictions and no minimum or maximum deposit requirements.

Security

As special assets, your money is safer than in any bank account, even over €100,000.

With ZinsPlus, we are revolutionizing the savings account.

Always optimal interest rates

Interest income is linked to the ECB’s key interest rate plus an additional yield booster.

Card payments without fees

Finally, a bank card that earns interest: With our Mastercard, you can make payments worldwide free of charge.

No fixed fees

You pay no fixed fees, only 0.5% per year on the invested amount.

Complete flexibility

ZinsPlus has no term restrictions and no minimum or maximum deposit requirements.

Security

As special assets, your money is safer than in any bank account, even over €100,000.

With ZinsPlus, we are revolutionizing the savings account.

Always optimal interest rates

Interest income is linked to the ECB’s key interest rate plus an additional yield booster.

Card payments without fees

Finally, a bank card that earns interest: With our Mastercard, you can make payments worldwide free of charge.

No fixed fees

You pay no fixed fees, only 0.5% per year on the invested amount.

Complete flexibility

ZinsPlus has no term restrictions and no minimum or maximum deposit requirements.

Security

As special assets, your money is safer than in any bank account, even over €100,000.

With ZinsPlus, we are revolutionizing the savings account.

Always optimal interest rates

Interest income is linked to the ECB’s key interest rate plus an additional yield booster.

Card payments without fees

Finally, a bank card that earns interest: With our Mastercard, you can make payments worldwide free of charge.

No fixed fees

You pay no fixed fees, only 0.5% per year on the invested amount.

Complete flexibility

ZinsPlus has no term restrictions and no minimum or maximum deposit requirements.

Security

As special assets, your money is safer than in any bank account, even over €100,000.

Get started in under 10 minutes

01.

Download the app

02.

Open an account

03.

Invest

Download the app now!

Receive the download link via email or scan the QR code.

Get started in under 10 minutes

01.

Download the app

02.

Open an account

03.

Invest

Download the app now!

Receive the download link via email or scan the QR code.

Get started in under 10 minutes

01.

Download the app

02.

Open an Account

03.

Invest

Get started in under 10 minutes

01.

Download the app

02.

Open an account

03.

Invest

How to invest your money with UnitPlus

With UnitPlus, you not only benefit from optimal interest rates with ZinsPlus, but can also invest in our award-winning, broadly diversified multi-asset portfolios and Germany’s first active ETF portfolio. This allows you to maximize your long-term earnings potential in a professionally simple way and build up assets in a targeted manner.

You can invest in just one portfolio or several at the same time. You can change your choice flexibly at any time and withdraw all amounts.

You can invest in just one portfolio or several at the same time. You can change your choice flexibly at any time and withdraw all amounts.

You can invest in just one portfolio or several at the same time. You can change your choice flexibly at any time and withdraw all amounts.

You can invest in just one portfolio or several at the same time. You can change your choice flexibly at any time and withdraw all amounts.

Your money at UnitPlus is safer than in any bank account.

01

Your money belongs to you

Unlike traditional bank accounts, your money at UnitPlus is considered special assets and is therefore protected.

02

Trusted partners

We collaborate with the fully licensed bank Unicredit, which is supervised by BaFin in Germany.

03

Protection against insolvency

Even in the event of insolvency of UnitPlus or Unicredit, your money is safe, even beyond 100,000 euros.

04

Secure payment transactions

With your Mastercard, you can pay worldwide securely and without any fees.

Your money at UnitPlus is safer than in any bank account.

01

Your money belongs to you

Unlike traditional bank accounts, your money at UnitPlus is considered special assets and is therefore protected.

02

Trusted partners

We collaborate with the fully licensed bank Unicredit, which is supervised by BaFin in Germany.

03

Protection against insolvency

Even in the event of insolvency of UnitPlus or Unicredit, your money is safe, even beyond 100,000 euros.

04

Secure payment transactions

With your Mastercard, you can pay worldwide securely and without any fees.

Your money at UnitPlus is safer than in any bank account.

01

Your money belongs to you

Unlike traditional bank accounts, your money at UnitPlus is considered special assets and is therefore protected.

02

Trusted partners

We collaborate with the fully licensed bank Unicredit, which is supervised by BaFin in Germany.

03

Protection against insolvency

Even in the event of insolvency of UnitPlus or Unicredit, your money is safe, even beyond 100,000 euros.

04

Secure payment transactions

With your Mastercard, you can pay worldwide securely and without any fees.

Your money at UnitPlus is safer than in any bank account.

01

Your money belongs to you

Unlike traditional bank accounts, your money at UnitPlus is considered special assets and is therefore protected.

02

Trusted partners

We collaborate with the fully licensed bank Unicredit, which is supervised by BaFin in Germany.

03

Protection against insolvency

Even in the event of insolvency of UnitPlus or Unicredit, your money is safe, even beyond 100,000 euros.

04

Secure payment transactions

With your Mastercard, you can pay worldwide securely and without any fees.

All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.

© UnitPlus InnoInvest GmbH 2025

Developed and hosted in Germany

All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.

© UnitPlus InnoInvest GmbH 2025

Developed and hosted in Germany

All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.

© UnitPlus InnoInvest GmbH 2025

Developed and hosted in Germany

All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. We do not provide tax advice and investors are encouraged to consult with their personal tax advisors. All images shown are for illustrative purposes only, and may not resemble an actual product. We rely on information from various sources believed to be reliable, but cannot guarantee the accuracy and completeness of that information. Nothing in this communication should be construed as an offer, recommendation, or solicitation to buy or sell any security.

© UnitPlus InnoInvest GmbH 2025

Developed and hosted in Germany